Travel Insured International Partners with Tern to Embed Travel Insurance, Making It Easier for Advisors to Offer Coverage to Meet Travelers' Needs

GLASTONBURY, Conn., Oct. 19, 2026 /PRNewswire/ -- Travel Insured International (TII), a leading provider of trip protection in the United States and part of Crum & Forster's (C&F) Accident & Health (A&H) Division, announces a partnership with Tern, the AI-powered operating system for travel advisors and agencies. Through this collaboration, TII's comprehensive travel insurance plans will be embedded directly within the Tern platform, enabling travel advisors and agencies to quote and sell travel insurance coverage within their client-facing itineraries. The integration creates a more seamless experience for the advisors and agencies, improves efficiency, and makes it easier to help protect travelers with travel coverage that meets their needs.

With over 200 years of history, C&F brings financial strength, underwriting expertise, and flexibility that embedded partners need to help build insurance programs that align with their business and customer experience goals. Through TII, those capabilities are paired with deep travel expertise, strong service, and a practical understanding of how travel insurance protection fits naturally into the booking journey for advisors and travelers.

"Travel advisors and agencies are at the heart of our business at Travel Insured International, and we're committed to making it easier for them to help protect their consumer clients. This partnership with Tern brings that commitment to life," said Barbra Taylor, President of TII. "As part of C&F, TII is advancing a broader travel insurance distribution strategy by integrating our protection into the platforms and workflows advisors already use every day."

Tern is used by more than 16,000 travel advisors and agencies to help grow their businesses. Because client and trip details already live within Tern, advisors can generate a TII quote for travel protection in just a few clicks, and clients can opt in seamlessly. This integration eliminates the need for advisors to switch between platforms or re-enter information manually, simplifying the sales process.

"Travel insurance should protect your clients and grow your revenue. It shouldn't eat up 10-20 minutes of re-typing trip details into a separate portal every time you want to offer coverage," said David Shull, CEO and Co-Founder of Tern. "We believe technology should support your business, not add friction to it. By incorporating TII's travel insurance plans directly into our platform, advisors can quote and offer coverage as a natural part of building each trip—helping protect travelers and creating a more efficient workflow without ever leaving Tern."

The partnership comes at a time when the travel advisor channel continues to show strong momentum. According to the American Society of Travel Advisors (ASTA), U.S. travel agencies sold nearly $130 billion in travel in 2025, with 25% of travel now booked through an agency. Advisors and agencies on Tern manage $2 billion in trips a year. By bringing TII coverage into the tools these advisors and agencies already use every day, this partnership positions both companies to serve this growing channel more effectively.

For more information on how to become a TII partner, visit: https://www.travelinsured.com/resources/partners

A webinar on the integration of TII's coverage within Tern will be held on Tuesday, November 3, 2026, at 4:00pm ET. For travel advisors and agencies interested in attending, visit the following link to register: https://tern.travel/events/tern-tii-launch-webinar

About Travel Insured International
Since 1994, Travel Insured International has proudly served as a trusted companion for global travelers, offering extensive insurance, robust travel protection and assistance services for consumers, travel advisors, agencies, and tour operators. 

Travel Insured International is part of Crum & Forster (C&F) Accident & Health Division. C&F (www.cfins.com) is a leading national property, casualty, and accident & health insurer, providing specialty insurance products through its admitted and surplus lines insurance companies. Founded in 1822, C&F holds some of the oldest U.S. insurance companies, and today conducts business through a network of independent agents, brokers and wholesalers. C&F companies had $6.2 billion in gross written premium in 2025, and the insurance companies of C&F are rated A+ (Superior) by AM Best (2026). Best's Credit Rating as of August 27, 2026; access for the latest rating and rating scale.

The C&F logo, C&F, Crum & Forster, Travel Insured International and the logo are registered trademarks of United States Fire Insurance Company. 

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About Tern
Tern is the AI-powered operating system that more than 16,000 travel advisors use to run their business and manage $2 billion in trips a year. Learn more at tern.travel.

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SOURCE Crum & Forster