Truss Financial Group Expands Into Direct Lending to Better Serve Self-Employed Borrowers, Real Estate Investors and Seniors

Operational Milestone Eliminates Intermediary Delays, Delivering In-House Underwriting, Direct Table Funding, and Faster Closings for Real Estate Investors and Self-Employed Homeowners

LADERA RANCH, Calif., Sept. 3, 2026 /PRNewswire/ -- Truss Financial Group (TFG), a mortgage originator specializing in flexible home and investor loans, has officially expanded its operational capabilities to become a Direct Lender. Launching initial direct lending operations in California with multi-state expansion planned across upcoming quarters, this major operational milestone enables the firm to underwrite, approve, and fund self-employed borrowers, real estate investors, and seniors directly in-house. Prospective borrowers and real estate partners can review complete state licensing coverage at Truss Financial Group State Licensing.

The addition of direct table funding significantly complements the company's established nationwide financing capabilities. In-house underwriting authority enables substantially faster file processing, streamlined documentation reviews, and direct credit decisioning on alternative-income financial profiles.

"In today's evolving housing market, homeowners holding low fixed primary rates want to tap accumulated equity without disturbing existing first-mortgage financing," said Jeff Miller, CEO and Founder of Truss Financial Group. "Expanding into direct lending allows us to accelerate overall funding timelines, offer direct underwriting transparency, and provide enhanced speed for self-employed business owners and portfolio investors requiring reliable liquidity."

The direct lending framework strengthens core specialized loan offerings:

Self-Employed Bank Statement Loans: Small business owners and entrepreneurs can qualify using 12 to 24 months of bank statements or 1099 forms instead of traditional W-2s or tax returns. Learn more at Truss Financial Group Non-QM Solutions.

DSCR Investor Loans: Residential real estate investors can qualify based on property rental cash flow rather than personal tax returns or personal income verification. Learn more at Truss Financial Group DSCR Loans.

Senior Equity & Asset Depletion: Retirees and mature homeowners can convert liquid assets into qualifying income or access equity without standard income verification barriers. Learn more at Truss Financial Group Asset Depletion Loans. 

Truss Financial Group operates a robust hybrid lending infrastructure. In direct lending markets like California under DFPI License #60DBO-149268, loans are underwritten, approved, and funded directly in-house. Across the remainder of the country, the company continues leveraging its established wholesale network of over 90 wholesale banking partners to deliver seamless coverage across 44 states and Washington, D.C.

"Our flexible hybrid model provides borrowers with the ideal financing combination," added Jason Nichols, Partner and Chief Marketing Officer. "Clients secure faster turnaround times through our direct in-house funding channels while preserving access to an expansive suite of competitive loan programs nationwide." California homeowners can review localized program options at Truss Financial Group California HELOC Solutions.

About Truss Financial Group

Truss Financial Group NMLS #2006915 is a premier mortgage company headquartered in Ladera Ranch, California. Founded by CEO Jeff Miller in 2006, the firm specializes in flexible Non-QM loans, investor DSCR solutions, bank statement mortgages, and standalone second-lien HELOCs. Recognized No. 1627 on the Inc. 5000 ranking, the organization combines direct table funding with a wholesale network of over 90 banking institutions. Visit trussfinancialgroup.com for more details.

Contact: Jason Nichols
CMO | Partner
Truss Financial Group
Email: [email protected] | Call: 888-878-7715

SOURCE Truss Financial Group