WASHINGTON, May 18, 2017 /PRNewswire-USNewswire/ -- As a senior, your confidence and experience give you an important role in your family, friendships, and community. But you may also face some challenges—from managing your finances and avoiding scams and fraud to staying healthy and more. In honor of Older Americans Month, this guide from USAGov can help empower you to meet those challenges and make the most of life.
Save - Explore a wide range of housing options to reduce your living expenses, including affordable housing and reverse mortgages for seniors. And take advantage of the great outdoors with an America the Beautiful Senior Pass for just $20. This gives you lifetime access to over 2,000 recreation sites, including national parks and a lot more. Plus, the proceeds from your pass can help improve visitor and recreation services.
Organize - Life can take unexpected turns, but being organized can help you and your family move forward. It's important to get your affairs in order now so you and your family won't have to worry about legal documents and other important paperwork later on. And planning for the possibility of long-term care will help you be ready for future decisions about housing, health, financial, and legal decisions.
Secure - Managing your money carefully and keeping your personal and financial information safe can help secure your retirement funds. Find a wide range of tools for financial security as you age, including tips on managing debt and the trade-offs between taking your pension in a monthly payout or in a lump sum. And use the Social Security retirement planner and online calculators to help you decide the best age to start receiving benefits.
USAGovis a federal program that guides you to tips and tools in English and in Spanish from hundreds of government agencies, departments, and programs. We make it easier for you to find answers you can trust about government information and services--online, by phone, e-mail or chat, and in print.