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Oct 20, 2020, 12:34 ET What credit score do you need to get a student loan?

According to the most recent data from The College Board, the average yearly tuition for in-state public academic institutions in 2019-2020 was...


Oct 06, 2020, 12:34 ET 7 Common Questions about Collections and FICO® Scores

If you have a collection on your credit report, you may be wondering how it may impact your FICO Scores. As with any derogatory information, its...


Sep 29, 2020, 12:34 ET The Pros and Cons of Balance Transfers, from myFICO

When you move debt from one credit card to another this is called a balance transfer. Balance transfers typically take place when someone gets a new...


Sep 22, 2020, 12:34 ET What Are Mortgage Overlays?

Buying a home can be a pretty intimidating process. Just when you feel you have a handle on things, you learn about another document to provide or...


Sep 15, 2020, 12:34 ET 3 Things to Check on Your Credit Report After Coronavirus Relief

If you are one of the many people whose financial situation has been negatively affected by the coronavirus, you may have taken advantage of...


Sep 09, 2020, 12:34 ET Why your credit limit might be lowered due to coronavirus

As economic conditions continue to be challenging because of the coronavirus pandemic, millions of Americans continue to struggle with maintaining...


Sep 01, 2020, 12:34 ET Good news for refinancing, but you'll need to move fast

With interest rates at record low levels, many homeowners have refinanced their mortgages, thereby reducing their monthly payment amount and...


Aug 18, 2020, 12:34 ET Top 5 Things to Consider Before Cosigning a Loan

So a friend or family member comes to you because they can't get a loan. Their credit score or income might be too low or their existing debt is too...


Aug 04, 2020, 12:34 ET You Have the Right: 5 Credit Rights Consumers Should Know

The credit industry has a few major players: from credit card issuers to lenders to credit bureaus. Knowing your credit rights empowers you to take...


Jul 21, 2020, 12:34 ET What Do Landlords Look for in a Credit Check?

Timely rent payment is one of a landlord's biggest concerns. So, to better evaluate which applicants are most likely to pay on time, landlords may...


Jul 15, 2020, 12:34 ET My Deferred Status is Set to Expire- What's Next?

Since the coronavirus first started substantially impacting the U.S. economy, millions of people financially affected by the pandemic have entered...


Jul 08, 2020, 12:34 ET What credit score do you need to buy a house?

Interest rates to buy a home are at a historic low so this could be a great time to buy a house. It's important to know what credit score you need to ...


Jun 23, 2020, 12:34 ET Is debt consolidation right for me?

Of late, it seems that several debt consolidation advertisements surface just about every time I log on promising substantial savings if I...


Jun 16, 2020, 12:34 ET What credit score do you need to buy a car?

While automakers are reporting significant decreases in automobile purchases during April and May as most Americans were in-shelter due to the...


Jun 09, 2020, 12:34 ET 4 Top Ways to Rebalance Your Credit Habits

The coronavirus has changed our way of life in many ways. For this article, we'll focus on the financial and credit aspects of life after coronavirus....


May 27, 2020, 12:34 ET Is Now the Right Time to Refinance? 2 Things to Consider, From myFICO

With everything that's been going on in the world, interest rates have dropped dramatically. For some people, that might mean it's the perfect time...


May 19, 2020, 12:34 ET 3 Different Deferred Loan Payback Options When Coronavirus Ends, From myFICO

If your financial stability has been negatively impacted by the coronavirus such that you may not be able to pay your bills on time, you should...


May 12, 2020, 12:34 ET 3 Credit Scores You Need to Know About If You're Thinking About Refinancing, From myFICO

As our government grapples with trying to protect the economy from further financial damage, one result is lower interest rates for new and...


May 05, 2020, 12:34 ET 6 Questions To Ask When Deferring Loan Payments During Coronavirus, From myFICO

As the financial impacts of the coronavirus pandemic begin to be felt by more Americans, a lot of people are starting to worry about how they'll pay...