Chartis: SAS a leader in 7 credit risk management categories

SAS' 'agile, efficient and compliance-driven platform' helps financial services firms improve performance and decisions

CARY, N.C., Oct. 16, 2025 /PRNewswire/ -- Chartis Research has named SAS a Category Leader in seven separate sectors of the credit risk management market, as detailed in its Credit Risk Management Solutions, 2025: Quadrant Update. Notably, SAS is one of only four solution providers – out of 51 vendors evaluated – to earn the Category Leader distinction in seven or more of the eight quadrants analyzed by Chartis.

This strong showing spotlights SAS' credit risk management solutions for banks, insurance companies and other financial services institutions. SAS helps these organizations better understand and proactively manage credit risk while complying with related regulatory requirements. The result is improved business performance, stability and decision making.

"SAS' Category Leader status in Chartis' credit risk management solutions report, and its high scores in all the quadrants in which it appeared, is underpinned by the breadth and depth of its offerings. Its comprehensive solutions cover the full credit risk lifecycle, reaching nearly every corner of the market," said Anish Shah, Research Director at Chartis and co-author of the quadrant report.

SAS was recognized by Chartis as a Category Leader in the following sectors or quadrants:

1. Alternative Credit Solutions
2. Credit Curves
3. Credit Portfolio Management
4. Market-Linked Credit Solutions
5. Retail Credit Solutions
6. Traded Credit Solutions
7. Wholesale Credit Solutions

Of note, SAS earned Best-in-Class scores across several quadrants, including Retail Credit (five facets), Wholesale Credit (five facets) and Credit Portfolio Management (four facets). The data and AI leader's strong showing also includes Best-in-Class standing for Platform and Analytics in Credit Curves and Traded Credit, as well as for Platform for Market-Linked Credit.

Per a vendor analysis from Chartis, SAS' ratings as Category Leader were "supported by consistently strong scores for all of Chartis' market potential criteria: customer satisfaction, market penetration, financials, growth strategy and business model."

Chartis noted in the vendor analysis that "SAS' agile, efficient and compliance-driven platform employs advanced analytics, AI and a cloud-based architecture to keep pace with the evolving global risk landscape."

The vendor report spotlighted SAS strengths in:

• Real-time decisioning to ensure that institutions can respond quickly to changing market conditions.
• Stress testing that enables institutions to identify potential vulnerabilities.
• Model governance, helping to maintain the integrity and reliability of models.

Data management
SAS has an "especially strong" data management platform, per Chartis in the vendor analysis. "This out-of-the box platform supports most standard data sources in the market and, by employing SAS' built-in [SAS] Event Stream Processing technology, can stream data in real-time." Good data is the foundation of effective credit risk models.

Stress testing
Chartis also commented that SAS' high completeness of offering scores reflected another key capability: stress testing. SAS' "full suite of enterprise stress testing solutions allows institutions to manage and govern data, implement and execute models, and establish a controlled workflow for executing regulatory and internal stress tests."

The vendor report stated that SAS' stress testing capabilities include "advanced analytics to support simulation, as well as economic, statistical and optimization analytics – all of which are especially pertinent to credit risk management."

The importance of credit risk
Effective credit risk management is vital for banks and financial services firms because it directly affects financial performance and reputation. It helps these organizations find the balance between taking on risk to generate profits from interest and minimizing exposure to losses from bad loans or policies.

"Comprehensive credit risk management and decisioning automation have never been more critical. Banks and insurers must invest in making better, more customer-centric decisions – from credit origination to policy terms and capital reserves – while ensuring explainability and compliance with ever-evolving regulations," said Stu Bradley, Senior Vice President of Risk, Fraud and Compliance Solutions at SAS. "This latest recognition from Chartis underscores the importance of end-to-end credit risk decisioning and management. It also shines a spotlight on SAS as a trusted technology and business partner to the global financial services community."

How is SAS helping financial services firms evolve credit risk modeling and decisioning and improve their customer experience? Download the SAS ebook, Rethinking risk: Smarter models, better decisions, to learn more.

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