Esurance Earns Perfect Score in 2011 Human Rights Campaign Corporate Equality Index

Oct 14, 2010, 15:24 ET from Esurance

SAN FRANCISCO, Oct. 14 /PRNewswire/ -- Esurance, the direct-to-consumer personal auto insurance company, announced that it has earned a 100-percent rating in the Corporate Equality Index (CEI) for the fourth year in a row.

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The CEI is an annual survey administered by the Human Rights Campaign Foundation, the nation's largest lesbian, gay, bisexual, and transgender (LGBT) civil rights organization. Esurance joins the ranks of 338 other major U.S. businesses that get top marks for their treatment of LGBT employees and consumers.

The CEI rated 618 businesses in total, evaluating LGBT-related policies and practices including non-discrimination policies, transgender health benefits, and domestic partner benefits. Esurance's efforts in ensuring LGBT equality in each of the survey's main criteria earned it the prestigious 100-percent ranking.

"At Esurance we believe that diversity and inclusion are key drivers of creativity and innovation in the workplace," said Gary Tolman, President and CEO of Esurance. "Maintaining a diverse, inclusive work environment is an ongoing process and the responsibility of all our associates, and we have worked hard to keep our Human Rights Campaign 100-percent rating for the fourth consecutive year. This award is recognition of our associates' commitment to these principles and their dedication in applying them in our everyday interactions with our customers and in our local communities."

Esurance was one of the first insurance companies to offer discounts to domestic partners who list on the same policy. The company also promotes and sponsors Pride festivals around the country, including events in Houston, Sioux Falls, and Tampa, as well as this week's Seattle Lesbian & Gay Film Festival. The event takes place from October 15-24, and is the largest of its kind in the Pacific Northwest, featuring the latest in LGBT film and video, from major motion picture premieres to emerging talent.

For more information on the 2011 Corporate Equality Index, or to download a free copy of the report, visit www.hrc.org/cei.

About Esurance®

Esurance, a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal auto insurance direct to consumers online and through select agents, including sister company, Answer Financial. Esurance is dedicated to constantly improving the way people shop for, buy, and manage their auto insurance. By combining the best of technology with industry know-how, Esurance is able to offer hassle-free coverage with 24/7 customer service and claims handling at competitive prices.

Through Esurance's website, www.esurance.com, customers can get instant car insurance quotes, view comparison quotes, buy an Esurance policy, and print their insurance cards— all in minutes. Esurance also offers policyholders the ability to make policy changes and file claims instantly online, demonstrating its commitment to improving the entire insurance process from quote to claim.

Answer Financial, also a subsidiary of White Mountains, is one of the largest independent personal lines insurance agencies in the country. Answer Financial offers comparison quotes and provides auto and property insurance from more than a dozen top-rated insurance companies through its website, www.answerfinancial.com, and over the phone.

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995

The press release may contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934.  All statements, other than statements of historical facts, included or referenced in this release which address activities, events or developments which we expect or anticipate will or may occur in the future are forward-looking statements.  The words "will," "believe," "intend," "expect," "anticipate," "project," "estimate," "predict" and similar expressions are also intended to identify forward-looking statements.  These forward-looking statements include, among others, statements with respect to White Mountains':

*changes in adjusted book value per share or return on equity;

*business strategy;

*financial and operating targets or plans;

*incurred losses and the adequacy of its loss and loss adjustment expense reserves and related reinsurance;

*projections of revenues, income (or loss), earnings (or loss) per share, dividends, market share or other financial forecasts;

*expansion and growth of our business and operations; and

*future capital expenditures.

These statements are based on certain assumptions and analyses made by White Mountains in light of its experience and perception of historical trends, current conditions and expected future developments, as well as other factors believed to be appropriate in the circumstances.  However, whether actual results and developments will conform to our expectations and predictions is subject to a number of risks and uncertainties that could cause actual results to differ materially from expectations, including:

*the risks associated with Item 1A of White Mountains' 2009 Annual Report on Form 10-K;

*claims arising from catastrophic events, such as hurricanes, earthquakes, floods or terrorist attacks;

*the continued availability of capital and financing;

*general economic, market or business conditions;

*business opportunities (or lack thereof) that may be presented to it and pursued;

*competitive forces, including the conduct of other property and casualty insurers and reinsurers;

*changes in domestic or foreign laws or regulations, or their interpretation, applicable to White Mountains, its competitors or its clients;

*an economic downturn or other economic conditions adversely affecting its financial position;

*recorded loss reserves subsequently proving to have been inadequate;

*action taken by rating agencies from time to time, such as financial strength or credit ratings *downgrades or placing ratings on negative watch;

*other factors, most of which are beyond White Mountains' control.

Consequently, all of the forward-looking statements made in this press release are qualified by these cautionary statements, and there can be no assurance that the actual results or developments anticipated by White Mountains will be realized or, even if substantially realized, that they will have the expected consequences to, or effects on, White Mountains or its business or operations. White Mountains assumes no obligation to update publicly any such forward-looking statements, whether as a result of new information, future events or otherwise.

SOURCE Esurance



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