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Geneva Financial Announces LockAssure™ 90-Day Interest Rate Lock Program

Geneva Financial Named among Top 5 Mortgage Companies to Work For (PRNewsfoto/Geneva Financial, LLC)

News provided by

Geneva Financial

May 24, 2022, 10:00 ET

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CHANDLER, Ariz., May 24, 2022 /PRNewswire/ -- Geneva Financial Home Loans (Geneva) announces the rollout of LockAssure™ – a program that extends the lock on an interest rate for up to a full 90 days, which provides more time for the home shopping and negotiation process. 

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Geneva Financial Announces LockAssure™ 90-Day Interest Rate Lock Program
Geneva Financial Announces LockAssure™ 90-Day Interest Rate Lock Program

The direct lender with locations in 46 states has introduced this product to provide opportunity and support for their borrowers battling low inventory and bidding wars in today's real estate market. The program also provides a fully underwritten pre-approval with the property address to be determined (TBD). A TBD approval lends additional power over traditional pre-qualifications when presenting an offer.

"This product is going to open doors for many of our customers, providing much needed flexibility considering the current housing supply." Telle VanTrojen, COO and Partner of Geneva Financial, stated about the announcement. "This is another opportunity for us at Geneva to better serve our communities and give them every advantage on their journey to homeownership."

In a competitive real estate market, transactions can take longer. Traditional rate locks generally expire in about 30 days, which can put borrowers at risk of losing the initial rate the loan was locked at. This special product from Geneva Financial allows potential homebuyers more time to shop, negotiate and close the loan with the interest rate locked in place.

LockAssure™ provides a full 45 days to find the home, and, if rates improve after the lock, the borrower's lock improves with it.

With more than 130 branches nationwide, Geneva Financial Home Loans offers countless homebuyer and homeowner-focused products including Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo Loans and Condo Financing as well as Down Payment Assistance Programs, First-Time Homebuyer Programs, Physician Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers. If you need help navigating the current market, connect with your local Geneva Financial representative to start the conversation and read more about Geneva's full product lineup at https://www.genevafi.com/loan-products/.

About Geneva Financial
Founded in 2007 by Aaron VanTrojen, Geneva Financial (NMLS 42056) is a direct mortgage lender headquartered in Chandler, Arizona with more than 130 branch locations in 46 states. Our mission at Geneva Financial is to approach every aspect of our business from the "inside-out". With a culture-forward mindset, we focus on our loan originators and support staff first to ensure an unbeatable experience for our customers.

Our Core Values were created as a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission, and our brand vision: Home Loans Powered by Humans®. Learn more about Geneva Financial Home Loans at www.GenevaFi.com

SOURCE Geneva Financial

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