Gradient Mortgage Capital Launches to Empower Mortgage Professionals with Premier Small Balance Commercial and DSCR Mortgage Lending Solutions

An Affiliate of Saluda Grade, Gradient Offers Tailored Wholesale Loan Solutions for 1–4-Unit Investor Residential and Small Balance Commercial Properties

FORT LAUDERDALE, Fla., June 9, 2025 /PRNewswire/ -- Gradient Mortgage Capital, a newly launched wholesale mortgage banking platform, is excited to announce its official market entry, offering innovative financing solutions to mortgage bankers and brokers nationwide. Specializing in Debt Service Coverage Ratio (DSCR) loans for 1-4-unit investor residential properties and Small Balance Commercial Real Estate (SBCRE) loans for a wide variety of property types, Gradient is committed to providing fast, flexible, and reliable lending solutions that help clients scale with confidence.

As an affiliate of Saluda Grade, an alternative investment firm specializing in asset-based credit, Gradient benefits from the backing of a firm focused on emerging asset classes and innovative capital solutions. This affiliation provides Gradient with the financial resources to offer mortgage bankers and brokers a competitive edge in a rapidly evolving marketplace.

Gradient Mortgage Capital understands that every deal is unique, which is why their loan solutions are designed to help mortgage intermediaries assist entrepreneurial real estate investors at every stage of their journey. Whether their borrower is acquiring their first investment property or refinancing an expanding portfolio, Gradient's streamlined process and commonsense underwriting provide speed and certainty of close, ensuring borrowers get the financing they need when they need it most.

"Our mission is rooted in delivering exceptional value through creativity, consistency, and commitment," said Jeremy Irwin, CEO of Gradient Mortgage Capital. "We're here to support our partners with a deep focus on the customer experience, earning your trust by making every interaction reliable, transparent, and frictionless. With Gradient, it's not just about funding transactions; it's about building lasting relationships and helping our partners grow."

By combining capital, creativity, and consistency, Gradient offers more than just loans—it builds momentum. With a focus on collaboration, exceptional service, and a commitment to getting deals done right, Gradient provides mortgage professionals with the tools they need to succeed in a competitive landscape.

Gradient Mortgage Capital's tagline, "Where Opportunity Meets Altitude," reflects the company's vision to elevate its clients by delivering tailored lending solutions that empower growth, drive success, and unlock new opportunities.

For more information about Gradient Mortgage Capital, its DSCR and Small Balance Commercial loan programs, or to become an approved partner, visit www.gradientmortgagecapital.com.

About Gradient Mortgage Capital
Gradient Mortgage Capital is a wholesale mortgage banking platform and affiliate of Saluda Grade, specializing in DSCR loans for 1–4-unit investor residential properties and Small Balance Commercial Real Estate (SBCRE) loans. With a focus on speed, flexibility, and exceptional service, Gradient empowers mortgage brokers and bankers to deliver tailored financing solutions that help real estate investors scale smarter and more efficiently.

About Saluda Grade
Saluda Grade is an alternative investment firm specializing in asset-based finance, with a focus on residential real estate. Founded in 2019, the firm has an AUM of $2.5 billion* as of June 1, 2025, and is headquartered in New York City.

Disclaimer: This press release is for informational purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any securities or investment products. All investing involves risk, including the potential loss of principal.
* Saluda Grade acquired Hillcrest Finance, LLC on June 1, 2025.  Integration of business operations is ongoing; at this time, the regulatory assets under management (AUM) of the two entities remains separate.
Registration as an investment adviser does not imply a certain level of skill or training.

SOURCE Gradient Mortgage Capital, LLC