Kaiser Permanente Colorado Introduces New Individual and Family and Small Group Plans

DENVER, March 9, 2012 /PRNewswire/ -- Kaiser Permanente Colorado, the state's top-ranked health plan, has announced new coverage options available to individuals and families and small groups.  The 2012 Endura portfolio provides consumers with a broader selection of plans, coverage levels and range of premiums to choose from.

Effective April 1, 2012, Kaiser Permanente's portfolio of 11 individual and family plans include a wider range of deductible options, lower family deductibles, lower annual out-of-pocket maximums, and zero coinsurance plans with Health Savings Accounts. Most preventive care services come at no charge starting the first day of coverage.  

Kaiser Permanente's Endura Portfolio also includes a total of 22 small group plans offering greater choice, affordability and flexibility to consumers. The new small group plans have redesigned benefits, including lower annual out-of-pocket maximums, expanded copay levels, and out-of-network coverage available through new point of service plans. Groups of five or more eligibles (requires 70 percent participation) can still mix and match options across product suites based on their coverage needs. 

"We know consumers and businesses are looking for health care services offering high quality, affordability and convenience. Kaiser Permanente's new individual and family and small group plans offer consumers a wide range of options and coverage levels to fit their budgets," said Keith Evans, Vice President, Marketing, Sales and Business Development. "Our plans provide exceptional value—we provide the most consistently affordable coverage in the marketplace combined with outstanding quality scores----as the top rated health plan in Colorado and No. 6 in the entire nation."

Key features of Kaiser Permanente's new individual and family plans include:

• Lower out-of-pocket maximums and family deductibles
• New deductible HMO plans with lower premiums
• Unlimited primary and specialty care office visits at a copay and not subject to a deductible
• Zero coinsurance deductible plans that can be paired with a Health Savings Account
• Fixed copay for Emergency care
• Immediate generic drug coverage--$15 copay that is not subject to the medical or pharmacy deductible
• Preventive care at no cost

Key features of Kaiser Permanente's new small group plans include:

• Lower out-of-pocket maximums
• Expanded copay levels
• Out-of-network coverage with the new Point of Service plans
• Fixed copay for Emergency care
• Immediate generic drug coverage--$10 copay that is not subject to the medical or pharmacy deductible
• Groups with five or more eligibles can still mix and match plans
• Preventive care at no cost

Kaiser Permanente Colorado is nationally recognized for providing top-notch quality care and service. Care for members and patients is focused on their total health and guided by their personal physicians, specialists and team of caregivers. Kaiser Permanente members enjoy access to industry-leading online tools which make it easy for patients to connect to health care providers and services around the clock to stay healthy. This includes connecting with their physician using secure email (last year more than a half million email messages sent), checking test results online 24/7, renewing prescriptions and making or changing appointments online.

Employers or individuals interested in learning more about Kaiser Permanente's new small group and individual and family plans should contact their broker or call 303-306-2727 weekdays, 8 a.m. to 5 p.m.

Endura is a service mark of Kaiser Permanente

About Kaiser Permanente Colorado    
Kaiser Permanente Colorado is the state's largest non-profit health plan, proudly working to improve the lives and health of Colorado residents for more than 40 years. Kaiser Permanente Colorado provides comprehensive health care services to more than 533,000 members through 24 medical offices and a network of affiliated hospitals and physicians. The health plan was named "Highest in Member Satisfaction" among Commercial Health Plans by J.D. Power and Associates for the fourth straight year. Kaiser Permanente was also recognized by the National Committee for Quality Assurance as the top-ranked private health plan in Colorado, No. 6 in the nation and one of the top 3 Medicare plans in the U.S. for the third year in a row. In 2010, Kaiser Permanente proudly directed more than $90 million to community benefit programs to improve the health of all Coloradans. For more Kaiser Permanente news, visit kp.org/newscenter or follow us on twitter @kpcolorado or facebook.com/kpcolorado.

SOURCE Kaiser Permanente Colorado