Nav Loans Marks One Year After Helping Small Businesses Unlock over $104 Million in Preapproved Funding Offers

Powered by Fundbox, Nav Loans has delivered more than 580 loans to small businesses in its first year

SAN MATEO, Calif., Nov. 4, 2026 /PRNewswire/ -- Nav, a leading platform that helps small business owners build credit, manage cash flow, and access financing, marked the one-year anniversary of Nav Loans, powered by Fundbox¹, reporting that it has extended more than $104 million in pre-approved funding offers to over 6,500 Nav Prime users since its launch.

Nav Loans was introduced to address a persistent challenge for small business owners: the time and complexity required to secure financing through traditional channels. By leveraging the financial data business owners already share with Nav, the offering enables Fundbox to extend preapproved funding options directly within the Nav dashboard, eliminating the need for a separate loan application process to see if they qualify.

Over the past year, the offering has demonstrated measurable impact across Nav's customer base. Approved business owners can receive funds in as little as one business day, and Nav Prime members have collectively saved nearly $25,000 in fees through the program's Prime member discount.

"Reaching this milestone reflects the strength of the partnership between Nav and Fundbox, and more importantly, the trust small business owners have placed in this offering," said Levi King, CEO and founder of Nav. "Over the past year, Nav Loans has removed a significant barrier to capital access for thousands of business owners, and the results we're seeing reinforce that embedding financing directly into the tools business owners already rely on is a meaningfully better model than traditional lending."

How Nav Loans works:

• Automatic preapproval. Nav analyzes a business's financial profile and works with Fundbox to surface preapproved offers — no separate application required. Eligible business owners will see the offers directly within their existing Nav dashboard.
• Prime member advantage. Nav Prime members receive a discount on fees¹, adding another benefit to their membership.
• Fast access to funds. Approved business owners can draw on a line of credit directly through their Nav account, with funds available as soon as the next business day.

Business owners have also reported meaningful operational benefits from the offering.

"Having the access to the line of credit has been a game changer for my business," said Robert Carter, a Nav customer. "It's enabling me to look at making moves because there's a reserve of funds I can access between client payments."

Nav Loans continues to be available to eligible Nav users, with preapproved offers surfaced automatically within the Nav dashboard based on a business's financial profile.

About Nav

Nav is a financial health platform for small businesses. At Nav.com, small business owners have a dedicated space for building and managing their business credit, tracking cash flow patterns, and understanding their financing options before they apply.

About Fundbox

Fundbox is a pioneer in embedded capital products for small and medium-sized businesses, providing fast, simple access to credit directly through the tools businesses already use. Since 2013, Fundbox has helped over 190,000 small businesses unlock more than $7 billion in working capital. As the capital infrastructure behind the digital SMB economy, Fundbox enables platforms to embed financial tools seamlessly into their user experiences.

Contact

Fiona Shang

fshang@nav.com

Footer Disclosures:

¹Credit line amounts, rates, and terms are based on creditworthiness and subject to change, additional documentation may be required. Fundbox makes capital available to businesses through business loans and lines of credit originated by First Electronic Bank or Lead Bank. An application is still required before funds are disbursed. California businesses: Fundbox makes business loans and lines of credit loans pursuant to California Financing Law license 60DBO-48774.

Nav Loans is a tool offered by Nav to facilitate approval and access to financing information for certain loan products provided by Nav partners. All offers are subject to lender underwriting and approval. If approved, Nav Prime members can save a 1% discount on fees when making a draw through their Nav account.

Fiona Shang

SOURCE Nav Technologies, Inc.