PayToMe.co Receives Investment from Hatcher+, Expands Global AI Financial Platform for SMBs

SAN FRANCISCO, April 23, 2025 /PRNewswire/ -- PayToMe.co, the world's first AI-powered Financial Operating System built for small and medium-sized businesses (SMBs), has received investment from global venture capital firm Hatcher+, followed by funding from the largest accelerator Startupbootcamp in Europe and Asia. These shareholders help PayToMe.co scale globally and expand AI-powered financial operations.

PayToMe.co offers a unified platform that includes:

- AI-powered bookkeeping & real-time financial reporting
- Custom invoicing for 100+ countries
- Patented Text-to-Pay via SMS
- Built-in fraud prevention, compliance, and KYC/KYB
- Seamless connectivity with 12,000+ financial institutions and 7,000+ fintech applications

Unlike traditional setups that require separate systems for payments, invoicing, and compliance—often with expensive integrations—PayToMe.co offers a customizable, all-in-one platform that works alongside tools like QuickBooks, Square, and Bill.com, while removing the cost and friction of fragmented financial operations.

"Our mission is to make global finance seamless and intelligent for every business," said Mike Ulker, CEO & Founder of PayToMe.co. "With world-class investors and partners, we're eliminating the friction of legacy systems and enabling scalable, intelligent finance for SMBs and enterprises."

Market Opportunity

With 400M+ SMBs worldwide, the AI-financial infrastructure market is a multi-trillion-dollar opportunity. As businesses of all sizes seek to automate payments, invoicing, compliance, and reporting, PayToMe.co is expanding to serve not just SMBs but also enterprise clients. The company's Serviceable Available Market (SAM) now includes embedded fintech, financial automation, and cross-border infrastructure needs across industries.

With strategic partnerships in place—including Stripe, Plaid, and U.S. Bank —PayToMe.co is scaling its platform into a core layer of the global financial ecosystem.

Traction & Recognition

Since founding, PayToMe.co has:
- Received eight international awards for technology excellence and AI innovation
- Been named a Top 2 startup in Hatcher+'s global portfolio
- Earned selection to Silicon Vally Bank (SVB)'s Nexus platform, connecting high-potential startups with leading venture firms
- Featured in The Nilson Report, the leading authority in global payments, for driving innovation in embedded finance and AI-powered financial operations
- Launched strategic fintech and infrastructure partnerships across North America, Europe, Asia-Pacific, and Africa

About PayToMe.co

Headquartered in Silicon Valley, PayToMe.co is an award-winning fintech marketplace specializing in cross-border payments, AI-driven compliance tools, and customizable digital invoicing and financial reporting. The platform connects to 12,000 financial institutions and integrates with 7,000 applications, delivering scalable financial solutions. Recognized with nine international awards for technology excellence and social impact, PayToMe.co is proud to be part of the prestigious Startupbootcamp cohort, helping redefine financial services for a more inclusive economy. For more information, visit www.paytome.co.

About Hatcher+

Hatcher+ is a leading venture capital firm specializing in advanced AI-based fund creation and deal analysis, AI-powered deal analysis, and intelligent capital deployment. The Hatcher+ FAAST™ platform offers comprehensive solutions for fund administration, enabling efficient portfolio construction and real-time financial data visualization.

About Startupbootcamp

Startupbootcamp is a leading global accelerator, empowering entrepreneurs and fostering innovation. With a vast network of 5,000+ mentors, corporate partners, and ventures, Startupbootcamp supports startups at every stage of their entrepreneurial journey through investments, strategic connections, and essential resources. By amplifying impact and driving sustainable growth, Startupbootcamp continues to revolutionize industries worldwide.

Media Contact:

Mike Ulker

(650) 963 4969

[email protected]

SOURCE PayToMe.co