Companies based in the UK can now access Ramp's finance platform, backed by local
payments infrastructure and supported by a growing London team
LONDON, Sept. 15, 2026 /PRNewswire/ -- Ramp today announced it has officially launched in the UK, making its corporate finance platform available to UK based businesses. It is the company's first major move outside North America following its announcement in July that it had expanded into Canada.
More than 70,000 companies like Shopify and Virgin Voyages use Ramp to manage their corporate cards and expenses, bill payments, procurement, travel, and treasury on a single platform. The median Ramp customer saves 5% on expenses and grows revenue 16% in their first year on the platform.
Ramp comes to the UK with regulated payments capability. In March 2026, the company acquired Billhop, a payments platform based in Stockholm and London, giving Ramp regulatory payments authorisation in both the UK and the EU. Ramp now has growing offices in London and Stockholm with European customers already live on the platform following a beta phase.
Jacob Wallenberg, VP, International Expansion at Ramp said: "The UK is home to some of the fastest-growing companies in Europe, and we built our product to match that. We have a team based right here in London and we can't wait to get to work."
UK companies have been onboarding since the summer. UK-based AI voice agents platform ElevenLabs is among the companies that have been using Ramp's platform as it grows internationally. ElevenLabs runs bill pay, corporate cards and AI token spend management on Ramp. Automation codes 99% of invoices and 99.8% of card transactions, saving a three-person finance team ~24 hours a month.
Maciej Mylik, Finance, ElevenLabs said: "We don't want to build at the frontier only in research and product. We want it in every function we have, including this one. Which means breaking the stereotype that a finance team scales with the company."
London-headquartered Attio has also been using Ramp's platform to consolidate its finance stack, using Ramp's corporate cards and overseeing expenses.
Roberto Restrepo, Head of Finance at Attio said: "Ramp replaced our fragmented finance stack with one AI-first platform giving us the context and automation we need to operate globally. Ramp has completely changed how I spend my time. Instead of managing finance tools, I can focus on driving the business forward."
Ramp is working with Visa to support its corporate card offering for UK businesses, combining Ramp's spend management platform with Visa's global payments network.
Lucy Demery, SVP Head of Visa Commercial Solutions, Europe said: "The UK is one of the world's most dynamic markets for business payments and fintech innovation, making it an exciting next step for Ramp's international growth. At Visa, we're proud to partner with Ramp to transform B2B payments at scale. Together, we're helping UK businesses access smarter financial solutions, to unlock new growth in the digital economy."
A new category of spend
Ramp's arrival in the UK coincides with a shift in what finance teams are being asked to control. AI spending has grown roughly 21x across Ramp customers since June 2025 and the heaviest AI spenders see costs climb 50% or more roughly every quarter.
Token spend behaves unlike any line item that came before it. It's usage-based, can swing day to day, and is scattered across providers, models, teams, projects and API keys – which makes it difficult for finance to see what's actually happening.
"The issue is not that companies are spending too much on AI. It's that they're spending blindly," said Wallenberg. "Ramp's token spend intelligence tools break costs down by model and team, separate cost of goods sold from operating expenditure, and flag anomalies and savings opportunities automatically."
Ramp's increasing momentum
Ramp's entry to the UK comes after a busy quarter in which the company made a succession of product announcements including:
- Ramp Stack: the AI operating system built for today's top accountants and accounting firms.
- Stablecoin payments: send and receive USDC and USDT anywhere in the world.
- Token spend management: gain visibility and control over AI costs.
- Router: reduce inference costs by matching every request to the lowest-cost model for the job.
In addition, the company raised $750 million at a $44 billion valuation in June and launched for businesses in Canada in July.
Learn more about Ramp's UK capabilities at http://ramp.com/uk.
About Ramp
Ramp is how companies save time and money on every dollar they spend. It's the smart financial infrastructure behind every card swipe, invoice and reimbursement — streamlining approvals, processing payments and closing the books automatically. More than 70,000 organizations, from family farms and space startups to the Fortune 100, have saved over $12 billion and 27 million hours with Ramp. For the median customer, that translates to 5% savings on expenses and 16% revenue growth in their first year. Founded in 2019, Ramp powers over $200 billion in purchases annually. Learn more at www.ramp.com.
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