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Royal Neighbors of America Pioneers Patent-Pending Insurance Product Designed with Women in Mind

Royal Neighbors of America.

News provided by

Royal Neighbors of America

Apr 21, 2015, 05:00 ET

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ROCK ISLAND, Ill., April 21, 2015 /PRNewswire-USNewswire/ -- Angelina Jolie-Pitt isn't the only one who has taken preventative action that has resulted in a heightened awareness of female cancers. Royal Neighbors of America, one of the nation's largest women-led life insurers, has launched the new, groundbreaking Promise Plus coverage. It is a whole life insurance product offering a Cancer Waiver of Premium Rider to benefit women in the event of a diagnosis of cervical, ovarian, or breast cancer.

"Many insurance companies are marketing their products to women, but none has ever developed life insurance coverage like Promise Plus specifically addressing issues around these cancers," said Cynthia Tidwell, President/CEO of Royal Neighbors. "For women with a strong history of female cancers, the life insurance gives them peace of mind for themselves and their families."

The Cancer Waiver of Premium Rider is designed to protect women under 60 if they are diagnosed with cervical, ovarian, or breast cancer at Stage II or higher. When added to a Royal Neighbors whole life insurance certificate, this rider waives the premiums for the next two years following the diagnosis. The coverage is the first of its kind in the nation. Promise Plus has a patent pending, yet another demonstration that Royal Neighbors is Insurance with a DifferenceSM.

"For over a century, our mission has been to empower women, whether it was earning the right to vote in the past or supporting the fight against female cancers in the present," said Tidwell. "We anticipate Promise Plus will be a huge success, and will allow those receiving a cancer diagnosis to focus on getting well and spending time with loved ones rather than worrying about their insurance premiums."  The rates for this rider vary depending upon the insured's situation and are affordable. For example, a 35-year-old female with standard non-tobacco underwriting would pay $95.44 monthly to age 121 for $100,000 in whole life coverage – adding the rider coverage only increases this payment by $.76 to $96.20 until she reaches the age of 60 when the rider terminates.

Promise Plus is now available through Royal Neighbors of America agents. For more information about Promise Plus and Royal Neighbors' complete line of financial products, visit www.royalneighbors.org.

Promise Plus is Essential Whole Life insurance (Form Series 1314) + Cancer Waiver of Premium Rider (Form Series 2084). Certificate and riders are not available in all states. Contractual provisions and limitations may vary by state. Subject to reinsurance and underwriting requirements. Patent Pending.

About Royal Neighbors of America®

Royal Neighbors of America, one of the nation's largest women-led life insurance organizations, empowers women to meet the needs of their families with annuities and life insurance products such as whole life, term, final expense, and universal life. It has the financial strength and stability to ensure its nearly 180,000 members are protected when the expected, and unexpected, happen. In addition to insurance products, Royal Neighbors provides value-added member benefits not available with traditional insurance companies, which currently include scholarship opportunities, free and discounted legal services, health and retail discounts, and participation in volunteer activities that give back to communities through the organization's local chapters. Royal Neighbors' philanthropic efforts are dedicated to changing women's lives through its national programs, including the Nation of NeighborsSM Program, and through the Royal Neighbors Foundation, a 501(c)(3) public charity.

Royal Neighbors is headquartered in Rock Island, IL, with a branch office in Mesa, AZ. For more information, visit www.royalneighbors.org or call (800) 627-4762.

Contact:  Sally Marks, 480-970-2521, [email protected]

PDF -  http://origin-qps.onstreammedia.com/origin/multivu_archive/ENR/199816-041015_P2_Media_Kit.pdf

Logo - http://photos.prnewswire.com/prnh/20130128/DC49258LOGO-b

SOURCE Royal Neighbors of America

Related Links

http://www.royalneighbors.org

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