The Everything Binder: The Key to Keeping Loved Ones Calm When the Unexpected Occurs

Oct 04, 2013, 09:43 ET from Michelle Perry Higgins

SAN RAMON, Calif., Oct. 4, 2013 /PRNewswire/ -- While most people wouldn't intentionally leave their family unprotected, an estimated 56% of families have no estate planning documents according to In the event of sudden illness or loss of life, this can leave loved ones in a difficult situation. Financial planner and author Michelle Perry Higgins believes she has a solution to get organized.

"Taking steps to prepare for the unexpected will save you unnecessary stress and worry," Ms. Higgins says. "That's why I developed The Everything Binder. It provides valuable peace-of-mind for those using it and the family members relying on its contents." This tool is designed to be an easy-to-use organizer of one's financial, estate and personal affairs.

Ms. Higgins says that when disaster strikes, most people are generally in no state to track down critical information. "In my many years as a financial planner, countless people have come into my office frantic, not knowing where to find important papers or data when the unfortunate occurs," she says. "My clients' surviving family members have literally shed tears of joy and relief when I showed them that everything they needed was in The Everything Binder. It saved them the agony of having to hunt for that information during an already stressful time."

In addition to a lack of estate planning, says that 48% of families have no inventory of possessions, and  states that 45% of Americans have no financial plans at all. This makes an organizing document like The Everything Binder even more important.

The Everything Binder condenses essential data like medical history, emergency contacts, insurance documents, banking records, investments, debt, personal property, funeral arrangements and more into a comprehensive storage solution. It is designed to meet the needs of anyone concerned with protecting their loved ones.

The Everything Binder arrives in bookstores November 1, 2013.

Michelle Perry Higgins is a financial planner and principal of California Financial Advisors. She has been quoted in Yahoo! Finance, MSN Money, The Los Angeles Times and is a Wall Street Journal Expert Panelist. Find her at: Twitter: @RetirementMPH.

Maloon, Powers, Pitre & Higgins, LLC is a Registered Investment Advisor. Securities offered through Financial Telesis Inc. (Member FINRA/SIPC). Financial Telesis Inc. and California Financial Advisors are not affiliated companies.

Reginald Carter
(916) 821-8955

SOURCE Michelle Perry Higgins