The Top 5 Online CD Accounts of 2014 Ranked by GOBankingRates

Personal finance and consumer interest rate site GOBankingRates released its rankings of the best online certificates of deposit in 2014.

Jan 13, 2014, 13:55 ET from

LOS ANGELES, Jan. 13, 2014 /PRNewswire/ -- With more than three in five internet users banking online -- up 3 percent since 2010  --  the number of online banks is steadily increasing to meet rising demand1. To help consumers get the most out of their online savings products, GOBankingRates released its ranking of the best certificate of deposit accounts offered by online-only banks in 2014.


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"There's no arguing, online is the future of banking," said GOBankingRates managing editor Casey Bond. "Everything from fewer fees and higher interest rates to better customer service -- depositors are going to find that online banks offer great value when it comes to their savings."

GOBankingRates' Top Ranked Online CD Accounts of 2014

  1. Ally Bank
  2. GE Capital Bank
  3. CIT Bank
  4. GE Capital Retail Bank
  5. Discover Bank

"Satisfied customers are the heart of our business at Ally Bank, and we constantly strive to exceed their expectations," said Diane Morais, Ally Bank deposits and line of business integration executive. "This GOBankingRates recognition demonstrates our commitment to delivering deposit products, features and service valued most by consumers."

For more information on these rankings, go to:

About These Rankings

GOBankingRates evaluated regular CD products from online-only banks, weighing interest rates, convenience, customer service and fees, to determine the top five options for depositors today. Online certificates of deposit offered by brick-and-mortar institutions were not considered.

1 See "51% of U.S. Adults Bank Online" (Aug. 7 2013) / Available at

About GOBankingRates

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations.

GOBankingRates connects consumers with the best interest rates nationwide on deposit products and loans. The GOBankingRates database aggregates interest rates from more than 4,000 national, local and online financial institutions. Additionally, its editors have been featured on several major media outlets, including U.S. News, Yahoo! Finance, Forbes, The Street, and more. Some of the banks listed in this ranking are clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions.

Connie Lundegard
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