To Help Retirees Save, One of Colorado's Top Wealth Advisors, Robert C. Smith, Co-Authors New Book

CENTENNIAL, Colo., July 9, 2025 /PRNewswire/ -- Retirees face a myriad of obstacles to retiring successfully. Retire On Your Terms is a new book for successful professionals, business owners, widows, and other retirees who want to take full control of their financial future and retire with confidence.

It was written to expose the myths, mistakes, and blind spots that can derail even the most diligent retirees. Drawing on decades of real-world experience, the book offers readers a clear, personalized roadmap to reduce taxes, protect their wealth, and create a reliable income plan that supports their unique retirement lifestyle.

"Retirement should be about freedom, not fear," says financial educator, author and wealth advisor, Robert Smith. "This book is about helping retirees reclaim control – on their terms – by exposing industry myths and offering real solutions that most advisors never talk about."

The book includes real life client stories, including how affluent retirees unknowingly fall victim to outdated advice, overly complex financial products, and tax traps that erode their wealth. Readers will discover proactive strategies to optimize retirement income, reduce future tax liabilities, and achieve clarity through comprehensive, coordinated planning.

Retire On Your Terms is more than a traditional retirement planning book. It offers:

• The Need for Custom Strategies: How to create a retirement lifestyle that is uniquely yours.
  
  
• Myth-Busting Insights: A deep dive into common misconceptions, such as the "one-size-fits-all" approach to retirement planning.
  
  
• Tax and Wealth Optimization: Proven techniques to minimize taxes, maximize income, and preserve generational wealth.
  
  
• Legacy Planning: Tools to create lasting impact through effective estate and charitable giving strategies.

As the founder of RCS Wealth Management based in Centennial, CO, Smith has earned a reputation for delivering custom-tailored strategies that align with his clients' values, life goals, and legacy aspirations. He is also a sought-after speaker and thought leader in the financial industry, known for his ability to simplify complex financial concepts and provide actionable solutions.

"Too many retirees make critical decisions without ever seeing the full picture. I want every reader to be fully informed about their options, because when you know more, you can retire smarter, safer, and with greater clarity," says Smith.

For more information and retirement resources, call (303)-777-5500 or go online at https://www.rcswealth.com.

About Robert C. Smith

Robert C. Smith is a Financial Educator, Author, Speaker and Wealth Advisor. As the Founder and President of RCS Wealth Management, he and his team help successful professionals, business owners, widows and other retirees craft a custom, comprehensive retirement plan that ensures long-term security, tax-efficiency, and legacy fulfillment. Smith is known for his client-first philosophy and his ability to simplify complex financial matters with clarity and conviction. When he's not helping clients, Robert enjoys coaching high school football, and hunting, fishing, boating, hiking and four-wheel driving.

Media Contact:
Robert C. Smith
RCS Wealth Management
Phone: (303)-777-5500
Website:  www.rcswealth.com

SOURCE Robert C. Smith