Access to Money, Inc. and People Capital Announce Partnership

CHERRY HILL, N.J. and NEW YORK, March 25 /PRNewswire-FirstCall/ -- Access to Money, Inc. (OTC Bulletin Board: AEMI), (www.accesstomoney.com), one of the largest providers and non-bank operators of ATMs in the United States and a provider of outsourced student loan services, and People Capital (http://www.people2capital.com), a privately held company with a turnkey solution for the selection, origination and servicing of private student loans, today announced a three year exclusive partnership to bring People Capital's loan lending technology to credit unions and community banks across the country.  With this partnership, Access to Money now offers both origination and servicing support to its customers.

Through this relationship, People Capital will provide its loan origination technology to Access to Money, which will be used by Access to Money to offer new private loan options to credit unions and community banks with a focus on college students.  These options from Access to Money will be available to help these financial institutions attract new members and customers and assist borrowers with their higher education financing needs.  In return, People Capital will share origination and other fees for loans originated by Access to Money.

Additionally, Access to Money will fully utilize People Capital's proprietary Human Capital Score™, (http://www.humancapitalscore.com), an alternative credit risk metric for students and young adults developed and launched in 2009 by People Capital.  Built on rigorous academic research by leading labor economists, the Human Capital Score helps lenders assess student loan risk by using academic merit data such as GPA, standardized test scores, college and major, along with traditional demographics data and metrics, to provide insight into their future earnings potential and ability to repay a loan.

"Through People Capital's singular focus on student loan financing, we have been able to develop a technology solution that can be fitted for a variety of private label needs," stated Tom Shelton, CEO and founder of People Capital.  "This agreement will enable Access to Money to offer a full suite of loan origination options to financial institutions, while allowing us to explore new private label options in other market sectors."

"This partnership with People Capital aligns us with a forward thinking technology company that has developed its solutions with the needs of college students in mind," said Richard Stern, President and CEO of Access to Money.  "With access to People Capital's loan origination and Human Capital Score services, Access to Money looks forward to providing a complete product solution to credit unions and community banks across the country, particularly at a time when parents and students alike are evaluating their higher education financing needs."

About People Capital

People Capital (http://www.people2capital.com) was founded by a team of world-class talent with backgrounds in student loans, consumer finance, credit ratings and new media in order to develop the next generation of credit risk management and funding for student loans.  Its lending platform allows students to finance their college educations through improved access to private student loans.  Its patent-pending Human Capital Score™ (http://www.humancapitalscore.com) measures students without credit history by using academic and credit data to model future individual income levels, and therefore their future ability to pay off the loan.

About Access to Money, Inc.

Access to Money, Inc. is one of the largest providers and non-bank operators of ATMs in the, United States.  With more than 12,000 terminals under contract, its customers range from national specialty stores, retailers and credit unions to individual convenience stores, and are located throughout all 50 states.  Access to Money also provides student loan outsourcing services to university credit unions throughout the United States.  

FORWARD-LOOKING STATEMENTS

This press release contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended (the "Securities Act"), and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act").  All statements other than statements of historical facts included herein, including without limitation, statements regarding our future financial position, business strategy, budgets, projected sales, projected costs and plans and objective of management for future operations, are forward-looking statements.  In addition, forward-looking statements generally can be identified by the use of forward-looking terminology such as "may," "will," "expects," "intends," "plans," "projects," "estimates," "anticipates," or "believes" or the negative thereof or any variation there on or similar terminology or expressions.  These forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from results proposed in such statements.  Although Access to Money believes that the expectations reflected in such forward-looking statements are reasonable, it can give no assurance that such expectations will prove to have been correct.  Important factors that could cause actual results to differ materially from  expectations include, but are not limited to: a decline in ATM transaction volume or fees, changes in technology standards, regulatory changes, increases in interest rates, the inability to obtain cash for our ATMs, market acceptance of our student loan processing services, demand for student loans, availability of credit, changes in regulations regarding student loans and financial institutions, and statements of assumption underlying any of the foregoing, as well as other factors set forth under the caption "Risk Factors" in Access to Money's Annual Report on Form 10-K for the year ended December 31, 2009 filed with the Securities and Exchange Commission and other filings with the SEC.  Readers are cautioned not to place undue reliance on these forward-looking statements which speak only as of the date of this press release.  All written and oral forward-looking statements attributable to us, or persons acting on our behalf, are expressly qualified in their entirety by the foregoing.  Access to Money assumes no duty to update or revise our forward-looking statements based on changes in internal estimates, expectations, or otherwise or to reflect events or circumstances after the date hereof.

SOURCE Access to Money, Inc.