Advanced Fraud Solutions Develops AI That Uses Fraudsters' Own Tactics for Financial Institution Protection

Visual AI combines expertise of head teller, fraud investigator, and risk manager to deliver real-time transaction decisions

HIGH POINT, N.C., Oct. 10, 2025 /PRNewswire/ -- Advanced Fraud Solutions (AFS), a deposit fraud prevention company providing multi-channel protection for financial institutions, today announced the development of proprietary AI technology that turns criminal methodologies into protective intelligence. Serving over 1,200 financial institutions, AFS built its AI systems by studying actual fraudster tactics from nearly two decades of fraud prevention operations.

The breakthrough approach combines the expertise of an experienced head teller, fraud investigator, and risk manager into a single AI system that analyzes transactions in real-time. By learning from sophisticated check fraud patterns, ACH transaction vulnerabilities, and criminal behavioral analysis, the technology delivers comprehensive fraud detection while reducing false positive rates that burden financial institution operations.

"We're essentially using fraudsters' own playbook to protect financial institutions," said Lawrence Reaves, CEO at Advanced Fraud Solutions. "Every fraud scheme we've encountered becomes a learning opportunity that strengthens our AI models and helps institutions stay ahead of emerging threats."

Comprehensive Transaction Intelligence

AFS's powerful visual AI approach simultaneously applies three critical expertise areas:

• Teller Knowledge: Transaction flow understanding, account patterns, and frontline anomaly detection
• Fraud Investigator Insights: Criminal pattern recognition and behavioral analysis techniques
• Risk Manager Assessment: Account risk evaluation, exposure calculation, and compliance considerations

This multi-layered approach provides expert-level assessment at machine speed while ensuring legitimate transactions process without friction for account holders.

Turning Fraud Losses Into Financial Protection

Unlike AI systems trained on synthetic data, AFS developed its algorithms using real financial transaction data accumulated over its operational history. The technology identifies sophisticated schemes including check washing, altered payee fraud, business account takeovers, and coordinated fraud rings by recognizing patterns that traditional detection systems miss.

Key capabilities include enhanced Account Owner Authentication (AOA) database functionality that streamlines verification processes for newer accounts, reducing manual research time for back office staff while improving accuracy of fraud detection across all deposit channels.

Ready for Your Institution

For current AFS clients, the AI capabilities integrate into established workflows through the company's existing Positive Pay, TrueChecks, TrueACH, TrueWire, and TrueAccount product suite. New implementations follow AFS's hands-on, client-centered approach with dedicated support teams. The technology is designed for compatibility with existing core systems and seamless integration with technology partners.

"Our AI development opens exciting opportunities for financial technology partnerships," said Jordan Bothwell, Chief Partnership Officer at Advanced Fraud Solutions. "We've built these capabilities to work alongside complementary fintech and other industry solutions, creating more comprehensive fraud protection ecosystems for financial institutions."

The AI enhancements are currently in advanced development with beta testing planned for select financial institution partners in 2026.

About Advanced Fraud Solutions

Advanced Fraud Solutions provides fraud prevention software to financial institutions, specializing in real-time risk assessment of checks, ACH, and wire transactions. The AFS consortium-based approach leverages operational intelligence from over 1,200 financial institutions to identify fraud patterns and protect institutional assets. For more information, visit www.advancedfraudsolutions.com

Media Contact

Brynn Johnson
Director of Marketing
Advanced Fraud Solutions
[email protected]

SOURCE Advanced Fraud Solutions