Annexus Product Innovation Benefits Retirees With First Stacked Growth Option™ and Lifetime Inflation-indexed Income

SCOTTSDALE, Ariz., April 11, 2012 /PRNewswire/ -- The Annexus Group®, the innovation leader, announces the launch of the revolutionary BalancedAllocation Lifetime Income Rider™ (BALIR™)* as the newest addition to its line of retirement products.

"Low interest rates, high market volatility and global uncertainty have made it challenging to design retirement income products that truly provide value to the consumer. Many individuals today who are at or nearing retirement face what may be one of the biggest financial challenges of any generation in history. How do they safely utilize their retirement savings, generate strong growth and ensure it will last over extended life expectancies? Annexus™ has been focusing 100% of its resources on helping individuals answer this question as evidenced by our patented innovations," said Annexus™ co-founder Don Dady.

The patented BALIR™ applies new technology to create the Stacked Growth Option™ (SGO™). SGO™ stacks the actual indexed interest credits on top of a 5% guaranteed fixed interest. When paired with an inflation-indexed income option, the SGO™ offers consumers a powerful income solution that meets today's economic challenges.

"We have innovative approaches that are needed in today's economic environment. By applying our innovation, Annexus™ has recently developed a new solution that offers retirement income with strong uncapped growth potential and protection from market downturns. Ultimately, when the inflation-indexed income option is added, this generates an inflation-indexed income that the consumer can't outlive, making BALIR™ the first of the next generation in retirement income products." 

"What we've been able to accomplish with the BalancedAllocation Annuity™ (BAA) and the BALIR™ is to maximize the benefit of a positive market index while reducing the risks. Our number one goal is to help families protect their savings while growing their retirement income," said Annexus™ co-founder Ron Shurts. "With BAA and the BALIR™, clients benefit from uncapped market gains while being buffered against market downturns. We believe BALIR™ is revolutionary and can be crucial to helping many Americans look forward to the future."

Annexus™ was created in 2006 to focus specifically on reengineering the design and distribution of retirement products. Since it's inception, Annexus™ has become an industry leader in providing clients with market growth potential while protecting their principal against downside risks. The Annexus™ indexed annuity products represent some of the most groundbreaking financial products in the market. Today, Annexus' product development team has been awarded nine patents. Annuity sales have exceeded $9 billion since the company's inception. Annexus™ is headquartered in Scottsdale, Arizona.

Annexus Media Contact:

Kathran Martin | (214) 349-9944 | [email protected]

*Subject to terms, conditions and limitations of the BalancedAllocation Annuity® and the BalancedAllocation Lifetime Income Rider™ (BALIR™). See the rider and base annuity contract Disclosure Summaries for a more detailed explanation. The BALIR™ is issued and backed by the strength of Aviva Life and Annuity Company.

Although the Balanced Allocation Annuity™ has no traditional "cap" on indexed earnings, the Index Allocation Option percentages are set by the Company.

The BalancedAllocation Annuity 12® [BAA12 (09/09) or state variation] and the BalancedAllocation Lifetime Income Rider™ (BAAIR2 (11/11) or state variation), an optional rider for which a charge is deducted, are issued by Aviva Life and Annuity Company, West Des Moines, IA. Product features, limitations and availability vary by state.

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SOURCE The Annexus Group