Archwest Capital Completes $300 Million Inaugural Rated Securitization, Expanding Liquidity and Supporting Continued Growth

IRVINE, Calif., Oct. 15, 2025 /PRNewswire/ -- Archwest Capital LLC ("Archwest"), a leading private lender to residential real estate investors nationwide, today announced the closing of Archwest Mortgage Trust 2025-RTL1, its inaugural rated securitization backed by residential transition loans ("RTLs") totaling $300 million. 

The transaction marks a major milestone in Archwest's capital markets strategy, broadening the firm's institutional investor base and strengthening liquidity for its growing national lending platform. The offering was oversubscribed by nearly five times, reflecting robust institutional demand for high-quality business-purpose loan assets and the growing recognition of Archwest's disciplined underwriting, credit management practices, and consistent performance.  

"As we continue expanding our lending footprint nationwide, securitizations like these enhance our ability to deliver certainty and scale for real estate investors," said Shawn Miller, CEO and Founder of Archwest. "Our borrowers depend on speed, reliability, and consistency of execution. This transaction reinforces our commitment to providing exactly that across market cycles."  

The securitization issued notes through four classes (A1, A2, M1, M2), with ratings assigned by DBRS Morningstar. Its initial collateral pool included 318 residential transition loans with an aggregate unpaid principal balance of approximately $274 million and an accumulation account of $41 million in cash.   

The structure features a two-year revolving period, allowing principal payoffs on underlying loans to be reinvested into newly originated collateral, enhancing funding flexibility and scalability for Archwest's lending platform. Key credit protections include subordination, overcollateralization, and excess spread, while a Pre-Funding Interest Account supports timely interest payments during the early months of the transaction.  

Goldman Sachs and Barclays served as joint bookrunners on the transaction. Resolute provided third-party due diligence, and FCI Lender Services, Inc. acts as servicer.  

Archwest Mortgage Trust 2025-RTL1 caps a record-setting year thus far for Archwest, which surpassed $1 billion in cumulative loan originations in early 2025 and remains on pace to exceed $2 billion by year-end. Since inception, Archwest has originated more than $1.5 billion across 44 states; financing projects including fix-and-flip, ground-up construction, DSCR, bridge, and rental portfolio loans. In 2024, Archwest received a significant growth investment from Bain Capital to further enhance its innovative product suite and strengthen its value-added proposition to borrowers and broker partners.

"Closing our inaugural rated securitization amid a year of record growth marks a pivotal milestone for Archwest," added Kieran Brady, CFO. "By deepening our capital and attracting a diversified investor audience, we're strengthening our platform to support professional builders, developers, and investors who are driving the nation's housing supply forward."  

Archwest continues to expand its capital markets capabilities to ensure efficient, scalable access to liquidity while maintaining its focus on disciplined underwriting, market expertise, and exceptional client experience.  

About Archwest Capital  
Archwest Capital is a leading private lender to residential real estate investors nationwide. Since inception, Archwest has originated more than $1.5 billion in loans across 44 states, providing financing options tailored to investors and builders of ground-up, DSCR, bridge, rental portfolio, and fix-and-flip projects. Known for its speed, transparency, and certainty of execution, Archwest is a trusted capital partner to experienced investors developing and renovating the housing America needs.  

For more information, visit www.archwestcapital.com.  

Media Contact:
Tuan Pham  
Archwest Capital  
Email: [email protected]  
Phone: (714) 206-2585

SOURCE Archwest Capital