AXA Equitable Launches Investment Edge(SM)

NEW YORK, Nov. 18, 2013 /PRNewswire/ -- AXA Equitable Life Insurance Company, a pioneer in retirement savings strategies, is now launching Investment Edge(SM), a variable annuity offering a 3-D approach to long-term investing focused on diversification, deferral and distribution.

The innovative features of Investment Edge offer clients:

• Diversification through a comprehensive suite of over 120+ investment options, such as alternative investments, sector funds and ETFs. Investment Edge also offers 38 simple, pre-packaged portfolios to meet a client's individual investment objectives or to target a specific asset class. 
• Deferral through tax-deferred asset growth potential. When using Investment Edge for asset accumulation opportunities, clients receive the benefit of income tax deferral. This enables their assets to potentially grow more quickly through the power of compounding – the ability of an asset to generate earnings, which are then reinvested in order to generate their own earnings. 
• Distribution of withdrawals based on a variety of customizable, tax-efficient options. Investment Edge features the flexibility to access distributions in multiple ways, including the ability to take payments that are only partially taxed. 

"American savers are playing defense against the trifecta of tax code changes, market volatility and prolonged low interest rates – all conditions that affect savings as well as investments and hinder their retirement preparedness," said Nick Lane, Head of AXA Equitable's U.S. Life and Retirement business. "We believe the three-dimensional approach of Investment Edge helps protect against these vulnerabilities by offering a cost-effective way to maximize investment diversification while minimizing tax exposure.

"We are proud of our reputation as an innovator in the retirement industry, and Investment Edge is the next new category for our customers." 

To learn more about Investment Edge, visit www.InvestmentEdge.com

About Investment Edge

The Investment Edge variable annuity is a tax-deferred financial product designed to allow you to invest for growth potential and provide income for retirement or other long-term life goals. In essence, an annuity is a contractual agreement in which payment(s) are made to an insurance company, which agrees to pay out income or a lump sum amount at a later date. Variable annuities are subject to market risk including loss of principal. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges and administrative fees. The withdrawal charge declines from 6% to 3% over five years for Investment Edge. Earnings are taxable as ordinary income when distributed and may be subject to an additional 10% federal tax if withdrawn before age 59½.

There are certain limitations and restrictions associated with variable annuities. For costs and complete details of coverage, speak to your financial professional/insurance licensed registered representative.

This press release is not a complete description of all material provisions of the variable annuity contract.

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity.  For a prospectus containing this and other information, please contact a financial professional.  Read it carefully before you invest or send money.

Investment Edge may not be available in all jurisdictions. Investment Edge (November 2013 version) is issued by AXA Equitable Life Insurance Company, New York, NY 10104 and is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC, New York, NY 10104.  AXA Equitable, AXA Advisors, and AXA Distributors are affiliated companies and do not provide legal or tax advice.

Contract form #s: ICC13IEBASE1 and ICC13IEBASE2 and any state variations.

About AXA Equitable

In business since 1859, AXA Equitable Life Insurance Company (NY, NY) is a leading financial protection company and one of the nation's premier providers of life insurance, annuity, and financial products and services. The company's products and services are distributed to individuals and business owners through its retail distribution channel, AXA Advisors, LLC (member FINRA, SIPC) and to the financial services market through its wholesale distribution channel, AXA Distributors, LLC.

AXA Equitable, a subsidiary of AXA Financial Inc., is part of the global AXA Group, a worldwide leader in financial protection strategies and wealth management with 102 million clients in 57 countries as of December 31, 2012. "AXA Group" refers to AXA, a French holding company for an international group of insurance and financial services companies together with its direct and indirect consolidated subsidiaries. Find AXA Equitable on Facebook and Twitter. For more information, visit www.axa-equitable.com.

SOURCE AXA Equitable