
Survivable and insurable homes are achievable for all LA County communities
SACRAMENTO, Calif. and RICHBURG, S.C., Feb. 14, 2025 /PRNewswire/ -- As the Pacific Palisades, Altadena, and the broader Los Angeles community continue to reckon with the devastating toll of the January 2025 wildfires, a broad coalition of housing, fire science, insurance and policy experts are urging Los Angeles to rebuild using Chapter 7A building code. This diverse group has written a letter to Gov. Newsom, Senate and Assembly leaders, Los Angeles Mayor Bass, Supervisor Kathryn Barger and the Los Angeles County Board of Supervisors urging them to act now to ensure the rebuilding process incorporates simple, clear and actionable construction and landscaping requirements that will reduce wildfire risk.
"Ensuring the next generation of homes in the Pacific Palisades and Altadena are survivable and insurable is not a barrier to rebuilding – it is a necessity," said Roy Wright, President and CEO of the Insurance Institute for Business & Home Safety (IBHS). "The good news is that a path to a brighter, safer and more insurable future for Los Angeles residents is available, affordable and achievable."
Los Angeles must confront two stark truths: 1. the destruction of these beloved communities has not reduced the broader wildfire risk to Los Angeles, and 2. the insurance market in California remains severely challenged.
"We must rebuild survivable homes and communities that can withstand the wildfires we know they will again face so homeowners have a home to return to," said Wright. "Insurable means homes and neighborhoods that carriers are willing and have the capacity and tools to insure because homeowners have undertaken meaningful and verifiable risk reduction actions."
Chapter 7A is the required code for building design and construction in the Wildland-Urban Interface (WUI). These established and tested code requirements include many of the wildfire mitigation actions that collectively reduce the risk of home ignitions from embers, flames and radiant heat.
"California has the tools to rebuild with wildfire resilience: California Building Code Chapter 7A," said Dan Dunmoyer, President and CEO of the California Building Industry Association. "Under current law the Pacific Palisades will already be required to build to Chapter 7A. We must go the extra step and rebuild Altadena to this more resilient code. The status quo is not good enough; the Altadena community must be rebuilt using Chapter 7A."
The coalition further called upon public policy decision makers to speed up enforcement of newly released Zone 0 Defensible Space regulations.
"Wildfire science is clear: removing combustible material from the five feet around a home is among the most important mitigation actions a homeowner can take," said Dr. Michael Gollner, director of the Berkeley Fire Research Lab and Associate Professor and Deb Faculty Fellow at the University of California, Berkley. "It reduces the risk that wind-blown embers will ignite the home via burnable material like fences that connect to structures and adds breaks between connective fuels that allow wildfires to spread into communities. It is a step forward that the Zone 0 regulations are being rolled out, but existing homeowners should be incentivized to implement these changes and not wait three years to enforce these changes. Los Angeles city and county officials should adopt and enforce local Zone 0 requirements as soon as possible and apply them throughout the rebuilding phase."
List of Signatures on the Letter:
American Agents Alliance  
American Property Casualty Insurance Association (APCIA)  
Buildstrong Coalition  
California Building Industry Association  
California Mortgage Bankers Association  
California Chamber of Commerce (CalChamber)  
Insurance for Good  
Independent Insurance Agents & Brokers of California (IIABCAL)  
Insurance Information Institute (Triple-I)  
Insurance Institute for Business & Home Safety (IBHS)  
National Association of Mutual Insurance Companies (NAMIC)  
NFIB California  
National Fire Protection Association (NFPA)  
Pacific Association of Domestic Insurance Companies (PADIC)  
Personal Insurance Federation of California (PIFC)  
Reinsurance Association of America (RAA)  
Western Insurance Agents Association  
Jeff Meston  
Executive Director  
California Fire Chiefs Association  
Bob Roper  
CEO  
Western Fire Chiefs Association  
Josh Waldo  
President  
International Association of Fire Chiefs  
Mark Brown  
Executive Officer  
Marin Wildfire Prevention Authority  
Jennifer Gray Thompson  
CEO  
After the Fire USA  
Jacy Hyde  
Executive Director  
California Fire Safe Council  
David Shew  
Fire Administrator  
Napa County, California  
Carolyn Kousky  
Founder  
Insurance for Good  
Jack Cohen, Ph.D.  
Research Physical Scientist  
Missoula Fire Sciences Laboratory  
US Forest Service Research, retired  
Michael J. Gollner, Ph.D.  
Director  
Berkeley Fire Research Lab  
Associate Professor and Deb Faculty Fellow  
Department of Mechanical Engineering  
University of California, Berkeley  
Ann E. Jeffers, Ph.D.  
Associate Professor  
Department of Civil and Environmental Engineering  
University of Michigan, Ann Arbor  
Kate Dargan  
California State Fire Marshal 
CAL FIRE, retired 
Arnaud Trouvé  
Professor and Chair  
Department of Fire Protection Engineering,  
University of Maryland, College Park  
Alexandra D. Syphard  
Senior Research Scientist  
Conservation Biology Institute  
Adjunct Professor Department of Geography  
San Diego State University  
Frank Frievalt  
Director  
Wildland-Urban Interface FIRE Institute  
California Polytechnic State University, San Luis Obispo 
Craig B. Clements, Ph.D.  
Director  
Wildfire Interdisciplinary Research Center  
Professor and Chair  
Department of Meteorology and Climate Science  
San José State University  
Michele Barbato, Ph.D., P.E. (LA, Italy), F.ASCE, F.SEI, F.EMI  
Professor of Structural Engineering and Structural Mechanics  
Department of Civil and Environmental Engineering  
Director UC Davis Climate Adaptation Research Center  
Director  
CITRIS Climate Initiative, CITRIS and the Banatao Institute (UCB/UCD/UCM/UCSC)  
University of California, Davis  
Kimiko Barrett, Ph.D.  
Sr. Research and Policy Analyst  
Headwaters Economics  
Eulàlia Planas, Ph.D.  
Professor Head of the Centre for Technological Risk Studies  
Chemical Engineering Department  
Universitat Politècnica de Catalunya, Spain  
Elsa Pastor, Ph.D.  
Professor  
Centre for Technological Risk Studies  
Chemical Engineering Department  
Universitat Politècnica de Catalunya, Spain  
Crystal Kolden, Ph.D.  
Director Fire Resilience Center  
Associate Professor School of Engineering  
University of California, Merced  
Stephen L. Quarles, Ph.D.  
University of California Cooperative Extension Advisor, emeritus  
Chief Scientist for Wildfire and Durability, Insurance Institute for Business & Home Safety, retired  
Albert Simeoni, Ph.D.  
WPI Site Director NSF-IUCRC Wildfire Interdisciplinary Research Center  
Professor and Department Head  
Department of Fire Protection Engineering  
Worcester Polytechnic Institute  
James L Urban, PhD  
Faculty NSF-IUCRC Wildfire Interdisciplinary Research Center  
Assistant Professor  
Department of Fire Protection Engineering  
Worcester Polytechnic Institute  
Guillermo Rein, PhD  
Professor of Fire Science and Director of Research  
Department of Mechanical Engineering  
Imperial College London, UK  
Christopher J. Anthony  
Former Chief Deputy Director  
CAL FIRE  
Yana Valachovic, RPF #2740  
Northern California Lead  
California Fire Science Consortium  
About the Insurance Institute for Business & Home Safety (IBHS)      
The IBHS mission is to conduct objective, scientific research to identify and promote effective actions that strengthen homes, businesses and communities against natural disasters and other causes of loss. Learn more at IBHS.org.    
SOURCE Insurance Institute for Business & Home Safety
          
        
               
										
										
                        
                        
                        
                        
Share this article