MARLTON, N.J., April 15, 2013 /PRNewswire/ -- Today, Carpe Aquam Capital LLC begins a series of information releases detailing the BurkeyLoan Exchange. The BurkeyLoan Exchange will enable lenders, investors and government agencies to use the BurkeyLoan structure as an alternative to traditional residential mortgage loan securitizations.
The BurkeyLoan is a standardized method of separating the risk characteristics of a loan into transparent and distinguishable components based on the components relative LTV position. The process of segmenting the components provides an end to end transparency from homeowner to investor and offers a mechanism to dynamically isolate and price risk.
The BurkeyLoan was originally developed as a residential mortgage loan solution that enabled lenders to refinance negative equity mortgages and reduce monthly payments, often by as much as fifty (50%) percent. The ability to segment negative equity and high LTV positions allows lenders and investors to better define and mitigate the risk.
In a market with home prices growing faster than incomes the BurkeyLoan offers a more affordable mortgage solution. Visit BurkeyLoan.com for details.
In the weeks to follow the Company will detail more plans and how the BurkeyLoan structure offers:
- Vehicle to transition from government to private markets
- Lower monthly payment for homeowners
- Increase homeowner buying power upwards of 25%
Carpe Aquam Capital LLC is a financial service company that is committed to transforming the mortgage market and building a clear path to a new housing finance system. The Company does not directly originate loans from consumers or non-risk intermediaries. The BurkeyLoan program is only available to state and federal governments, banks chartered by them and select financial institutions. BurkeyLoan and The More Affordable Mortgage are registered trademarks of Carpe Aquam Capital LLC.
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SOURCE Carpe Aquam Capital LLC