Financial Advisors of America, Inc. Announces 1st Of Its Kind Insurance With "Living Benefits" To Provide Financial Security And Prevent Financial Disaster When Income Stops And Bills Don't

Financial Advisors of America recently introduced their newest financial product nationally. The new product is a different kind of life insurance where policy holders don't have to die to collect. This "Living Benefits" insurance policy is the first of its kind and it pays-off either at death or at the diagnosis of health problems like heart attack, stroke, cancer etc. or any chronic, critical or terminal illness.

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Financial Advisors of America

May 21, 2013, 08:30 ET

REDLANDS, Calif., May 21, 2013 /PRNewswire/ -- Financial Advisors of America, Inc. recently introduced their latest financial product that is the first of its kind in the industry. The product is the Living Benefits Life Insurance policy and according to Financial Advisors of America President, Bir Grewall, "This is the most innovative life insurance product on the market. With advances in medical science people are living longer and longer and they are becoming very concerned about where the money would come from to address major medical emergencies like heart attack, stroke, cancer etc. or any chronic, critical or terminal illness that might occur before death. The Living Benefits Life Insurance policy is the only affordable, comprehensive program that we know of that offers Individuals, families and businesses financial security when it is needed most." Grewall also added "we are not talking small money, this program pays $100,000, $250,000, $500,000 etc. depending on the policy face amount chosen and the best part is this policy pays partial payments too, even in the event of a moderate medical emergency and the remaining payout comes in the event of subsequent episodes or at the time of death. No family/business should be without this financial security."

This Living Benefits Life Insurance policy differs from traditional insurance policies because it starts to pay out at diagnosis. Major illnesses like stroke, heart attack, cancer etc. or any other chronic, critical or terminal illnesses not only devastate families psychologically, they also destroy the family's finances and deplete savings. A diagnosis of a critical illness, for example, usually means that a person's income stops during treatment and recovery and in some cases, a steady income never returns.

When incomes stops, financial obligations do not and this policy can prevent financial disaster. That is what makes this Living Benefits Life Insurance policy so valuable.

A Financial Advisors of America's "Life Insurance policy with Living Benefits" costs about the same as traditional life insurance that only pays at death only. This policy pays at diagnosis also and eventually at death. Currently, the company is offering a promotion that allows qualified individuals the chance to trade-in their existing death-only policies for this new policy with "Living Benefits" included at no extra cost to the insured.

The Living Benefits Life Insurance product is a perfect addition to their other financial services products offered by the company. All their products are designed to provide "total financial security" by helping individuals/families/businesses attain, grow and protect their wealth.

These other products include: products that allow people to participate in the Upside Only of the Stock Market, With-out the Downside Risk, thus Loss-Proof their money within the Same fund/s.

Also, with the talk of Taxes going up the company offers products/programs that allow Americans to have their money grow, compound and pay-out in a tax-free environment.

According to Grewall all of his products are designed to help people secure their financial future. As he recently said, "Knowing what we know, we at Financial Advisors of America are on a mission to provide 'Total Financial Security' thru our financial strategies and innovative products, to the hardworking Americans who may not know that these products and strategies exist."

To introduce these beneficial products including this Living Benefits program, Grewall has started a complimentary, nationwide educational webinar series.

To learn more or to see webinar topics and register for their free webinars, visit the Financial Advisors of America website at http://www.faoai.com or call 1.888.968.2363 to speak with a company representative.

Interested parties can also view real claims paid under the "Living Benefits" program by visiting www.FAOAI.com and viewing some of the testimonials from individuals who have had their lives changed by this innovative new insurance policy.

ABOUT FINANCIAL ADVISORS OF AMERICA (an Alliance Group Company)

Financial Advisors of America was founded to help individuals/families and businesses effectively manage, grow and protect their financial assets. Since 1980 the company has specialized in financial strategies and insurance benefits and offers proprietary products that are designed to provide individuals/families and businesses with "total financial security".