From Supplier to Customer: 1st Commercial Credit Closes the Funding Gap with PO Financing

AUSTIN, Texas, Aug. 19, 2025 /PRNewswire/ -- 1st Commercial Credit, LLC a leading factoring company, is spotlighting its proven Purchase Order (PO) Financing program, a service it has provided for more than 20 years to help businesses bridge the cash flow gap between supplier payments and customer collections. Available exclusively to factoring clients, this program enables companies to accept Long Term Contract Orders, fulfill them on time, and scale without the constraints of limited working capital.

"Purchase Order Financing has been a core service for decades," said Raul Esqueda, President of 1st Commercial Credit. "Many business owners are surprised to learn that they can leverage factoring alongside PO financing and In-Transit Inventory Finance to take on bigger contracts without tying up their own funds. We're here to make that possible."

A Complete Supply Chain Funding Solution

The PO Financing program supports three main transaction types:

• Finished Goods Financing – Funding for packaged or imported products, including supplier, logistics, and duty payments.

• Light Assembly Financing – Support for costs like packaging, labeling, and minor assembly.

• Production Financing – Available to established clients for raw materials and manufacturing expenses, including payroll for security guard and temporary staffing agencies.

By paying suppliers or payroll directly, 1st Commercial Credit ensures clients can meet production timelines and delivery schedules. Once goods are delivered, the resulting invoices are factored, maintaining consistent cash flow for the next order.

Who Qualifies for Purchase Order Financing

1st Commercial Credit's PO Financing is designed for established businesses with ongoing sales, not one-time transactions. Qualified applicants typically:

• Have a recurring sales cycle with repeat customers. (Not One Time Orders)

• Are factoring receivables with 1st Commercial Credit.

• Maintain at least one year of operational history with current taxes and rent.

• Generate a minimum of $100,000 in monthly transactions.

• Have gross profit margins of at least 25%.

Startups seeking financing for a single, non-recurring order generally do not qualify, as the program is structured to support ongoing, sustainable growth rather than one-off projects.

Benefits for Factoring Clients

• Fast Approvals: Funding can be arranged within 5 to 10 business days.

• Flexible Structures: Finance partial shipments, multiple suppliers, or staged production.

• Wide Industry Reach: Serving manufacturers, distributors, importers, exporters, and service industries with job orders, such as janitorial, temporary staffing, and security guard services.

• Lower Risk: Approval is based on the end customer's creditworthiness rather than the client's financials.

Helpful Resources

• What Makes a Successful Purchase Order Transaction

• Application Process for Purchase Order Financing

• How does Purchase Order Financing Work

Helping Businesses Compete and Grow

With over two decades of experience providing both factoring and PO financing, 1st Commercial Credit offers clients the tools to compete for larger contracts. By eliminating the funding gap between supplier and customer, businesses can expand without overextending their resources or reach out to high interest short term loans.

About 1st Commercial Credit

Since 2002, 1st Commercial Credit, LLC has provided factoring, asset-based lending, and supply chain finance solutions to businesses in the United States (currently excluding CA and NY). With no upfront fees and fast funding decisions, the company serves industries including manufacturing, distribution, staffing, transportation, and international trade.

SOURCE 1st Commercial Credit, LLC