LONDON, Feb. 14, 2013 /PRNewswire-iReach/ -- Though 2013 is now well underway, many individuals continue to think back on their New Year's resolutions—and in many instances, the struggle to keep those resolutions becomes harder every day. This is true not only of nutritional and fitness resolutions, but financial ones, as well. A recent article from Investors Chronicle provides 10 basic financial resolutions to make and to keep in 2013; the article has won the attention of Guardian Wealth Management.
The company has weighed in on the Investors Chronicle tips with a new statement to the press. "Alongside losing weight and exercising more, fixing our finances is at the top of our 2013 resolutions," opines David Howell, Guardian Wealth Management's chief executive. "We are in the midst of an economic storm and as such we should be doing as much as possible to safeguard our finances."
"Our tips are very basic but often overlooked," continues Howell, before offering a few tips from the financial professionals at Guardian Wealth Management. "First and foremost, check your tax status. Many people end up lining the taxman's pockets with more than they need to. Investing surplus cash into tax-efficient investments such as ISAs is a great way of growing your money. Next up, be sure to explore your interest costs. If you have credit card debt, consider applying for a balance transfer to a card with lower interest rates, and if you have a mortgage, keep an eye out for more attractive interest rate repayments."
Howell offers a few more financial resolutions from the Guardian Wealth Management team. "Many people put off saving for their autumnal years, but prioritizing your pension is the greatest thing you could do. Pensions offer one of the best and most tax-efficient ways to prepare for the future and should not be underestimated. Finally, make a will. While many people find the subject of mortality depressing, a will is the only way to ensure your personal belongings and assets go to the people you want. Knowing you've prepared as best you can will give you and your loved ones peace of mind."
The article in Investors Chronicle offers several tips that dovetail with the ones offered by Guardian Wealth Management. First and foremost, the article says, it is important to stop procrastinating, and to begin financial planning in earnest. Additionally, the article advises individuals to attend to their pensions and to ensure they are not wasting time with investments in uncompetitive accounts.
Guardian Wealth Management is a full-service financial planning and wealth analysis firm, offering a range of services to UK citizens and expats alike.
Guardian Wealth Management is an independent financial services firm, offering a variety of wealth analysis and management services to clients in the UK, in the Middle East, and throughout Europe. With numerous offices and a large, dedicated team of financial professionals, Guardian Wealth Management is proud to render retirement planning, education fund planning, and general financial planning services, as well as life and health insurance and more. The company was founded by long-time financial services professional David Howell.
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SOURCE Guardian Wealth Management