InCharge Debt Solutions Top 5 Cash Generating Apps

Aug 26, 2013, 08:30 ET from InCharge Debt Solutions

Make Money With Your Smart Phone

ORLANDO, Fla., Aug. 26, 2013 /PRNewswire-USNewswire/ -- From finding the cheapest gas to digital grocery coupons, there's an app to help you reduce nearly every expense in your budget. But what about the income side of the equation? Can an app help you make more money? Absolutely, says InCharge® Debt Solutions ("InCharge"), a nonprofit financial counseling organization.  If using smart phone apps can help you make an extra $100 per month, invested at an 8% annual return, this would yield you a whopping $94,700 after 25 years.  Here are its top 5 recommended cash generating Apps. 



1. eBay Mobile 
Now you can sell your kids' outgrown clothing and discarded toys from the closet floor, as you organize. The easy-to-use interface imports images and descriptions automatically, but also lets you attach your own smart phone pictures with a single click.  Gone are the days of hooking up a digital camera to your computer, transferring pictures, and uploading. eBay Mobile will have you think twice before you toss old books, magazines and clothing into the garbage, proving (once again) that one man's trash is another's treasure.

2. Facebook® Yard Sale
If you'd rather sell to friends and neighbors, than strangers, or you have larger items that are cost-prohibitive to ship, consider the new Facebook trend: Facebook Yard Sale. Using Facebook's mobile app, create a group with your community name in it and invite your local friends. Using your phone, you can take pictures and post items for sale. Watch as your group grows and more items are posted by other group members.

3. Go Payment® by Intuit 
If you sell items in the real world (craft fairs, garage sales, etc), you can grow your revenue by processing credit card payments on the go. Numerous studies show that people spend more money when paying with a credit card. For $12.95/month (plus 2 - 3% transaction fees), you can purchase a device that enables your smart phone to swipe credit cards.

4. Etsy®
Etsy is the place where crafty artisans can start their own businesses with little risk or technological know-how. The new Etsy mobile app allows you to manage your listings and sales from your mobile phone, making it easier to engage with your customers anytime, anywhere. 

5. Proven 
Looking for a job? Proven helps job seekers apply to jobs instantly from their phones, after receiving alerts that match their search criteria. Once you've set up your profile and imported cover letters and resumes, Proven allows you to respond to job postings at breakneck speed. Proven integrates with Craigslist and Indeed to help savvy job seekers get to the front of the applicant line.

InCharge Debt Solutions provides bankruptcy counseling, credit counseling, and housing counseling services to consumers and service members in need of financial literacy education, money management guidance, and help finding the right debt solution for their specific situation.

  • Bankruptcy Education and Counseling: Take required pre-filing counseling (from certified counseling staff) and pre-discharge course. Call 866-729-0049.
  • Credit Counseling: Certified credit counselors give free, confidential counseling (online or by phone) and offer an alternative to debt consolidation through debt management programs and free budgeting assistance. Call 877-486-4924.
  • Housing Counseling Services: Our Certified Housing Counselors can assist consumers with free foreclosure prevention counseling, mortgage scam assistance, pre-purchase counseling and first-time homebuyer education. Call 877-251-1882.
  • Servicemember Help: Specialized help for military families facing financial difficulty. Call 877-258-9549.
  • Online Counseling: Free, comprehensive web counseling provides budget building tool, analysis and available solutions from your computer. Visit: InCharge Debt Solutions.

About InCharge® Debt Solutions
Founded in 1997, InCharge® Debt Solutions is a leading 501(c)(3) non-profit, community-service organization offering confidential and professional credit counseling, housing counseling, debt management, bankruptcy education and general financial education to individuals seeking options to manage credit card debt and consolidate debt payment. The company, accredited by the Council on Accreditation (COA) and a member of the National Foundation for Credit Counseling (NFCC), interacted with over 1.1 million consumers in 2012. InCharge is affiliated with InCharge® Education Foundation, Inc. (ICEF) which is dedicated to providing educational products, services and research supporting the personal financial literacy of consumers across America. ICEF also provides financial literacy training to servicemembers and their families through Military Money.

Chris Henningsen

SOURCE InCharge Debt Solutions