According to CreditCards.com, the State of Texas had 12,017 personal bankruptcies in the first quarter of 2012, a 1% decrease over the last quarter of 2011. The number means that Texas ranked 10th for bankruptcy filings on a per capita basis (i.e. bankruptcies per number of residents in the state).
"The numbers have improved slightly but many consumers are still facing economic struggles and bankruptcy is still very much a reality for many consumers," said Beth Mason, InCharge's Director of Outreach Programs for Bankruptcy Services. "The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, or BAPCPA, requires debtors to complete both Pre-Filing Credit Counseling and Pre-Discharge Debtor Education courses, of which InCharge has provided over 850,000 since 2006."
The NACBA convention will feature sessions on topics like bankruptcy crimes, the role of debtor's counsel in bankruptcy, marketing your business for attorneys, and avoiding conflicts of interest in consumer bankruptcies. The event will be held at the Marriott Rivercenter on the famous Riverwalk in San Antonio.
Attorneys and anyone seeking a reliable and professional source for consumer bankruptcy courses are encouraged to visit the InCharge booth at this event.
InCharge Debt Solutions, a 501(c)(3) nonprofit organization, provides bankruptcy counseling, credit counseling, and housing counseling services to consumers and servicemembers in need of financial literacy education, money management guidance, and help finding the right debt solution for their specific situation.
InCharge® Debt Solutions is a 501(c)(3) non-profit organization specializing in personal finance education, housing counseling, bankruptcy services, and credit counseling. Founded in 1997, InCharge interacted with over 1.1 million consumers in 2011 alone. InCharge is affiliated with InCharge® Education Foundation, Inc. (ICEF) which is dedicated to providing educational products, services and research supporting the personal financial literacy of consumers across America. ICEF also provides financial literacy training to servicemembers and their families through MilitaryMoney.com. InCharge is a member of the National Foundation for Credit Counseling (NFCC), and is accredited by the Council on Accreditation (COA).