InsureMyTrip Reports Rising Interest in "Annual" and "Multi-Trip" Travel Insurance

Internal search trends point to a shift toward year-round protection for frequent travelers.

WARWICK, R.I., Oct. 20, 2025 /PRNewswire/ -- Travelers are rethinking how they insure their trips. This year, InsureMyTrip reports a steady increase in searches for "annual" and "multi-trip" travel insurance on InsureMyTrip.com and Google searches for "annual travel insurance" are up 38% YOY. It's clear that more people are looking for plans that can cover multiple getaways in a single year.

"Frequent travelers want consistency when it comes to their coverage," says Suzanne Morrow, CEO of InsureMyTrip. "That's why annual policies are so appealing. They make it easier to stay protected throughout the year without having to buy a new plan for every trip. However, the details vary, especially around trip cancellation; that's where comparison shopping matters."

What is "Annual" / "Multi-Trip" Coverage?

Annual (Multi-Trip) travel insurance plans provide coverage for multiple trips taken during a single policy year. Here's what to know:

• Covers multiple trips: Protection applies to trips you take within the policy period.
• Trip length limits: Each trip usually has a maximum covered duration (commonly 30–90 days, depending on the plan).
• Focus on post-departure benefits: These plans often emphasize benefits such as:
  • Emergency medical care
  • Medical evacuation
  • Baggage protection
  • Travel delay coverage

Trip Cancellation Coverage:

• Some annual plans include trip cancellation/interruption benefits up to a set limit for the year.
• Other plans, often called "medical-only" annual plans, do not include cancellation coverage.

NOTE: Always review your policy details carefully to confirm exactly what is included.

Annual Travel Insurance

InsureMyTrip offers annual travel insurance – designed for frequent travelers who want year-round protection.

Key Benefits:

• Comprehensive Coverage – Includes trip delay, lost luggage, emergency medical expenses, and medical evacuation.
• Family Protection – Your spouse/domestic partner and dependent children are also covered while traveling with you.
• Optional Upgrade – Add trip cancellation/interruption benefits, with reimbursement for prepaid, nonrefundable expenses due to covered illness, injury, weather, or other eligible reasons.
• Flexible Coverage Levels – Annual policy term limits available up to $10,000 for cancellations, or upgrade to the Pro Deluxe plan with post-departure benefit levels up to $250,000.
• Travel Assistance Services – Access to 24/7 support.

*Eligibility - Coverage applies for domestic and international leisure trips at least 100 miles from home and 30 days or less in duration.

MORE: Annual Travel Insurance Policy

Media Contact:
Meghan Kayata
[email protected]

Methodology:
Findings reflect internal analysis of site search behavior for terms including "annual" and "multi-trip" on InsureMyTrip.com in 2025.

About InsureMyTrip

You like options. We do too. It's simple. InsureMyTrip finds you the right travel insurance plan, every time. As the authority on travel insurance, InsureMyTrip is committed to empowering travelers to make informed decisions by leveraging technology, data intelligence, and expertise. InsureMyTrip is rated A+ by the Better Business Bureau.

SOURCE InsureMyTrip