InsureMyTrip Reveals Top Risks for Cruises During Hurricane Season - and How to Prepare

WARWICK, R.I., June 23, 2025 /PRNewswire/ -- Cruise vacations often promise idyllic experiences—serene waters, tropical destinations, and onboard relaxation. However, travelers planning to set sail between June 1 and November 30 are officially navigating through hurricane season, and that dream can quickly hit rough seas – significantly disrupting itineraries and safety.

That's why the experts at InsureMyTrip are sharing what travelers need to know when planning a cruise during storm season.

What Can Go Wrong (and What's Covered):

1. Cruise Itinerary Changes - Hurricanes can force ships to skip ports or change routes entirely.

• Travel insurance can reimburse you for missed excursions or pre-paid, nonrefundable arrangements tied to specific ports.

2. Delayed or Canceled Departures - Flights grounded by storms may cause you to miss your cruise departure.

• Coverage for travel delay or missed connection can help with additional lodging or transport costs.

3. Uninhabitable Cruise Ports or Pre/Post Cruise Accommodations – If your embarkation port or hotel is damaged, you might have to cancel or re-route your plans.

• Trip cancellation or interruption coverage may apply – especially if conditions make your destination uninhabitable.

4. Medical Emergencies at Sea - Even during calm seas, medical issues can happen – amplified by hurricane-related stress.

• Emergency medical and evacuation coverage is crucial, as your standard health insurance often doesn't apply offshore.

Insider Tip: Consider "Cancel for Any Reason" (CFAR)

Consider adding the optional Cancel for Any Reason benefit for maximum flexibility. It reimburses a portion of your prepaid, non-refundable trip costs (usually 50–75%) if you back out for any reason – including fear of storms – if you meet time-sensitive requirements (usually within 14–21 days of your initial trip payment).

Quick Tips for Cruise Season During Hurricane Season:

• Buy insurance before a storm is named.
• Consider comprehensive coverage including trip interruption, travel delay, and emergency medical.
• Consider Cancel for Any Reason, an optional upgrade, if you're on the fence about traveling.
• Use InsureMyTrip's Cruise Travel Insurance Guide to compare plans.

Media Contact:
Meghan Kayata
[email protected]

About InsureMyTrip

You like options. We do too. It's simple. InsureMyTrip finds you the right travel insurance plan, every time. As the authority on travel insurance, InsureMyTrip is committed to empowering travelers to make informed decisions by leveraging technology, data intelligence, and expertise. InsureMyTrip is rated A+ by the Better Business Bureau.

SOURCE InsureMyTrip