ST. LOUIS, Dec. 20, 2012 /PRNewswire/ -- Mobile Rhino (www.mobile-rhino.com) today officially launched its mobile app that will revolutionize the insurance industry for mobile devices. Offering an unprecedented 6-point protection plan, covering the top concerns of device owners: loss, theft and digital life protection for ID theft and personal privacy. The plan also covers more common issues such as accidental damage, electrical and mechanical malfunctions. Managed through a free downloadable mobile app, Mobile Rhino is available for individuals, families, businesses and schools that need full coverage and protection of mobile devices.
Complete Smartphone/Device Protection
Mobile Rhino was created to answer the need for a true mobile device insurance product for the more than 400 million iPhones and iPads that are now on the market. With only 27 percent of U.S. mobile devices currently covered under a protection plan, millions of devices are left vulnerable to damage, defects, loss and theft. As phones and tablets increase in technology and sophistication, consumers face growing out-of-pocket costs for repairs and replacements.
To address this challenge for consumers, Mobile Rhino developed an insurance plan that covers all generations of iPhones and iPads, with future expansion to offer coverage of other smartphones and devices, such as Android.
"We created Mobile Rhino because our smartphones and tablets are now a basic need. We're so attached to our mobile devices, but the current warranties, service contracts and insurance plans aren't giving owners the full coverage they need," said Dwight Stuckey, creator of Mobile Rhino and president of Stuckey & Company, a provider of specialty insurance. "Warranties have expiration dates that don't outlast the life of a device, and nearly all coverage plans don't cover major incidents such as loss or theft."
Mobile Rhino's Digital Life protection is unique among mobile device protection plans, with benefits for users that extend beyond device replacement. When a user claims a device as lost or stolen, Mobile Rhino helps them wipe their device, and immediately goes to work by protecting them against ID theft by providing personal privacy monitoring.
For customers whose devices are lost, stolen or so severely damaged that they're unusable, Mobile Rhino provides fast turnaround on replacement devices.
"If a phone is broken, lost or stolen, users want one thing: to get their device back as soon as possible. Mobile Rhino makes that happen within 24 hours," said Stuckey. "After users file a claim on mobile-rhino.com, we rush to get a replacement device of the same model in their hands within 24 hours."
Self-Managed Protection Supported by Industry Professionals
Mobile Rhino insurance is purchased and managed entirely on a user's mobile device through the Mobile Rhino app, available for free in the Apple App Store. Users can cancel coverage at any time through the app without having to interact with a third-party or wireless carrier. All claims are made online at mobile-rhino.com.
Backed by the top underwriters in the industry, Mobile Rhino is the first mobile device insurance program available for sale through licensed insurance agents. Licensed agents wishing to sell Mobile Rhino can become a registered partner at mobile-rhino.com. The agent's clients receive a personalized agent referral code to enter during the sign-up process. This code tracks agent sales and provides a 5% discount to the agent's clients on their premium.
Solving the Coverage Verification Problem
For schools and businesses lending out mobile devices to students and employees, Mobile Rhino insurance offers a solution to avoid facing hundreds of dollars in fees to replace or repair a broken device. Administrators issuing devices in businesses and schools can oversee the coverage of every unit from a central online portal, verifying that devices are protected.
"An increasing number of the licensed insurance agents we work with have approached us about the schools and businesses they have as clients that are seeking a way to issue – and verify – protection for the mobile devices they lend out to students and employees," said Stuckey. "We designed Mobile Rhino to make it easy for administrators to verify what devices are covered."
"Mobile Rhino also offers special pricing for businesses and education," said Stuckey. "No other warranty or insurance plan will cover all that Mobile Rhino covers at the price we offer. We want to pass as much savings onto our customers as possible, especially if their device is owned by a business or school."
About Mobile Rhino
Mobile Rhino, headquartered in Lake St. Louis, Missouri, is a mobile device insurance product offering the most complete protection on the market at the best value. Mobile Rhino provides full 6-Point Protection against loss, theft, mechanical malfunctions, electrical malfunctions and accidental damage, and offers digital life protection. Mobile Rhino is sold and managed through a downloadable mobile app and is the first mobile device insurance product available for sale through licensed insurance agents. Mobile Rhino is underwritten by Chartis/AIG and Sedgwick serves as its third-party claims administrator. Mobile Rhino operates out of Stuckey & Company, a specialty insurance provider based in Lake St. Louis. For more information, visit www.mobile-rhino.com.
SOURCE Mobile Rhino