Lending from Advantage Capital Business Loans Leads the Way Toward Economic Stability

LOS ANGELES, May 15, 2013 /PRNewswire/ -- Advantage Capital Business Loans provides loans that are tailor-made for small and medium-sized companies by creating an underwriting model that is drastically different than that of traditional lenders. In today's economy, ACBL's focus on entrepreneurs and CEOs in need of small business loans is particularly good news; mounting evidence seems to solidify the importance of small business lending for building healthy, sustainable economic growth.

A recent article in Bloomberg details a Federal Reserve survey of loan officers at 68 domestic banks and 21 U.S. branches and agencies of foreign banks, conducted from April 2^nd to April 16^th. In its quarterly survey of senior loan officers released in Washington, the central bank stated that "domestic banks, on balance, have reported having eased their lending standards and having experienced stronger demand in several loan categories over the past three months." This is a substantial and very positive change of pace for professionals in need of quick business loans, who are used to the harsh, short-sighted underwriting models so often utilized at big banks and traditional lenders.

When underwriting, many business owners have become accustomed to a lending system that favors big, multi-national businesses by focusing on personal credit, value of collateral, debt to income ratio and the overall profitability of a business. However, ACBL understands that, in today's business climate, even the most responsible small business owners often must accrue substantial debt if they are ever going to thrive in the long term. That's why the pioneering lender has elected to instead put the majority of weight on a business's efficiency and potential.

"Bank credit for households and businesses is critical to continued economic expansion," said Federal Reserve Chairman Ben Bernanke in a recent speech. "It is positive for the recovery that banks are also notably stronger than they were a few years ago." Bernanke explains that banks in the U.S. have boosted lending as the economy has gained strength, with lending to businesses leading the way toward economic stability. This news makes the ACBL model of offering a simple business loan with a  high approval rate that favors small and medium-sized businesses all the more impressive.

Despite the much-needed increase in business lending, the Federal Open Market Committee continues to stress that economic growth can still only be expected to "proceed at a moderate pace," meaning there is still a long way to go before businesses experience truly favorable financial conditions. Fortunately, Advantage Capital Business Loans continues to lead the way in providing manageable loan programs that favor innovative, responsible small business owners. To receive a no obligation, custom business loan offer from Advantage Capital Business Loans, or if you have any questions about small business loans, visit www.advantagecapitalbusinessloans.com or call 877-379-0202.  

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SOURCE Advantage Capital Business Loans