Medicationdiscountcard.com Issues Advisory: Health Insurance Plans Do Not Cover Many Common Prescription Medications

MARGATE CITY, N.J., July 24, 2013 /PRNewswire/ -- Prescription benefit plans are often not as inclusive as insurance companies would have consumers believe. When it comes time to fill a new prescription, sticker shock is an unfortunate side effect when consumers are forced to pay full price for a necessary medication. Medicationdiscountcard.com is eager to help people avoid this outcome and realize significant savings on their prescriptions. The site provides free, printable discount cards that can fill in the gaps in insurance coverage.

Insurance plans vary widely in their handling of prescription drug costs. Many carriers organize drugs into tiers, each representing a different copay level. Few if any carriers provide savings on all possible prescriptions. The list of drugs not typically covered by insurance is long. Generally, the following types of drugs do not qualify for insurance coverage:

• Smoking cessation drugs
• Weight-loss drugs
• Cosmetic drugs, such as hair regrowth solutions
• Hypnotics and sedatives
• Contraceptives and fertility aids
• Prenatal vitamins
• Immunizations and vaccines
• Diagnostic supplies and devices

Another concern is that many insurance plans do not cover new or brand name prescription drugs. When a generic formulation is not yet available, consumers are burdened with paying full price for medications.

"Just because certain prescription drugs are not covered by insurance doesn't mean that they're not essential for many consumers," explained Medicationdiscountcard.com's Jeremy Duboys. "Fertility aids are a great example. Retail prices on some of these medications are surprisingly high. Likewise, long-term prescriptions for things like diagnostic supplies can absorb a significant chunk of consumers' household budgets. Our medication discount card helps people keep more money in their wallet, which is a valuable service, especially in an uncertain economy."

Duboys added: "I personally saved about 50% on vitamins for my son. That kind of savings really adds up and is a lifesaver for those on fixed incomes."

The prescription drug card from Medicationdiscountcard.com offers a simple, unrestricted means to save up to 75% on all medications. There's no fee, no application, no eligibility requirements and no limit on use. Anyone can take advantage of this no-catch savings opportunity; families can even print out a card for each member. If a card is ever lost, users can simply print out a replacement.

The prescription discount card can be used at pharmacies across the United States, including large retailers like Walmart, Kroger, CVS, Rite Aid and Safeway. If a local pharmacy does not yet accept the card, consumers are asked to contact Medicationdiscountcard.com. The service will make every effort to establish a partnership.

Even when insurance does cover a particular prescription, consumers are encouraged to compare their copay against the savings offered via Medicationdiscountcard.com. In many cases, a discount card can still provide superior savings. As healthcare costs continue to rise with no relief in sight, consumers should explore every opportunity to economize.

Unlike some of its competitors, Medicationdiscountcard.com does not share any personally identifiable information with third parties.

About Medicationdiscountcard.com

Medicationdiscountcard.com was started to provide discounts on prescription drugs to those who need it most. Our goal is to provide you with the largest savings possible when compared to other cards. We invite you to compare the savings our card will provide to other leading providers.

This press release was issued through eReleases® Press Release Distribution. For more information, visit http://www.ereleases.com.

SOURCE Medicationdiscountcard.com