MIC Global Launches MiStudio: Test Income Protection Today, Go Live on the Same APIs

Developed in MIC Global's Product Kitchen, MiStudio gives distribution partners live APIs, a working sandbox and fully built products at mistudio.micglobal.com.

NEW YORK, Sept. 30, 2026 /PRNewswire/ -- MIC Global today launched MiStudio at mistudio.micglobal.com. MiStudio is where distribution partners find, test and embed MIC Global's products. It opens with four: Involuntary Loss of Employment, Short-Term Rental Income Protection, Accident & Sickness, and Service Guarantee. Each one is priced, underwritten and ready to use, with published API documentation, a sandbox and a white-label claims portal.

Access is self-serve. A platform registers with a work email, MIC Global returns the NDA within one working day, and the platform generates its own API credentials. It can then enrol test customers, submit test claims and see the pricing before any commercial conversation.

Register and explore the APIs: mistudio.micglobal.com

What Partners Can Do in MiStudio

Call live APIs. REST endpoints for authentication, plans and enrolment, state-level pricing, claims and optional Stripe payments, documented in OpenAPI 3.0 with Postman collections. Webhooks connect to CRM systems such as Salesforce and HubSpot, and SFTP batch handles high volumes.

Test end to end. Run enrolment, claims, first notice of loss and reconciliation in the sandbox, and later in a dedicated UAT environment, before going live.

Give customers a branded claims journey. The white-label claims portal carries the partner's brand. Customers upload documents and follow their claim in real time.

Go live on the same infrastructure. MiStudio runs on the SOC 2 Type 2 certified, multi-tenant platform behind MIC Global's live programmes, with an isolated environment and data store for each partner.

"Every product in MiStudio came out of our Product Kitchen, where we build products with our partners. MiStudio puts those products in front of every platform, not only the partners in the room. A product manager can register, try a finished product in the sandbox and make a decision with real pricing and a real claims flow in front of them. When a partner wants something built around its own customers, we invite them into the Kitchen."

— Jamie Crystal, Co-Founder and CEO, MIC Global

Four Products, Ready to Test

MiStudio opens with four products. Each one came out of the Product Kitchen and is live in the sandbox today.

Involuntary Loss of Employment. Pays permanent, full-time W-2 employees a lump sum, or up to three monthly instalments, when they lose their job through restructuring, business closure or a merger.

Short-Term Rental Income Protection. Protects hosts and property managers when a property is taken offline by a major hurricane, earthquake, wildfire or other listed event, or when a confirmed booking is cancelled and cannot be rebooked.

Accident & Sickness. Pays lump sums for severe outcomes and a daily income during a hospital stay or recovery. Cover can extend to close family members.

Service Guarantee. Backs a guarantee that a platform makes to its own customers, such as guaranteed rent or a guaranteed parcel delivery, and covers the platform for the payouts.

Developed in the Product Kitchen

The Product Kitchen is where MIC Global designs and builds its products. Every build follows the same order.

The partner's business problem first. A gig platform that needs to keep its drivers, a bank that wants deeper customer loyalty, an insurer that needs a faster route to a live product. The product has to solve that problem, or the partner will not distribute it.

Then the income protection gap. What the partner's customers lose when work stops, a booking falls through or an accident happens, and what payout would make a real difference to them.

Then the fully built product in MiStudio. When the product is priced, underwritten and has a working claims flow, it goes into MiStudio for partners to try and use.

How that works in practice. A platform that bills its customers every month saw the same pattern again and again. When a customer lost their job, the bill went unpaid and the customer soon left. That was the business problem: missed payments and lost customers. The income gap sat with the customer: a lost paycheck, with the same bills still due. The Product Kitchen built cover that pays a lump sum, or monthly instalments, when a permanent employee loses their job through no fault of their own, so the bills keep being paid while they look for work. The platform keeps the customer, and the customer keeps up with the bill. The same cover is in MiStudio as Involuntary Loss of Employment, ready for any platform to test.

"We start with the partner's business problem, then the income gap their customers face, and we keep building until the product is priced, underwritten and ready to pay claims. MiCortex, our knowledge and AI layer, carries what we learn from each build into the next, so each new product reaches MiStudio faster. The API a partner tests in the sandbox is the API it goes live on."

— Harry Croydon, Co-Founder and COO, MIC Global

From Sandbox to Launch

The route to a live product has three phases. Onboarding is self-serve. In discovery, MIC Global and the partner agree the product, coverage, payout and commercial terms. In integration, the teams build and test in a dedicated UAT environment, and the product goes live when both sides sign off. MiStudio is open now to platforms in the United States.

About MIC Global

MIC Global is a full-stack digital insurance company and a Lloyd's coverholder. It designs, underwrites and distributes embedded insurance, including its MiIncome range of income protection, for banks, fintechs, telcos, mobility and gig platforms, property platforms and payroll providers. Its products are built with partners in the MIC Global Product Kitchen and released through MiStudio.

mistudio.micglobal.com • micglobal.com

SOURCE MIC Global