MANCHESTER, England, Oct. 19 /PRNewswire/ -- Debt specialists at MoneySolve have urged consumers to "spend sensibly," ahead of the festive season. Christmas is renowned for being somewhat difficult on the bank balance. The experts at MoneySolve, who offer debt consolidation advice and other debt solutions, believe now is the time to be planning, commenting:
"If you haven't already started to plan Christmas from a financial perspective, now is the time to do so. Start buying presents and all the others bits you'll need head of December, so that you're not having to swallow up the whole cost of Christmas from one month's wages."
The specialists at MoneySolve are no strangers to dealing with consumers in credit card debt crises and emphasise the importance of not borrowing unless you're certain you can afford to pay it back, adding;
"It's really tempting over the festive season to take advantage of some of the credit card deals out there. But the pain of a January debt hangover is incredibly unpleasant and one you could spend the whole of next year, or longer, trying to shake off. Put pen to paper and work out exactly what you can realistically afford to spend. Then the hard part – make yourself stick to it."
If you're experiencing financial difficulties and would like to seek free, confidential, professional debt advice, visit moneysolvedebtmanagement.co.uk or call 0800 040 7064.
SOURCE MoneySolve Debt Management