Mountain Life Insurance Company Reports Industry-Leading Capital Strength with Risk-Based Capital Ratio Exceeding 1,200%

Strong financial position reinforces company's commitment to policyholder security and long-term stability

LEXINGTON, Ky., Sept. 16, 2025 /PRNewswire/ -- Mountain Life Insurance Company today announced its industry-leading capital strength, including a Risk-Based Capital (RBC) Ratio exceeding 1,200% as of Q2 2025. These robust capital levels significantly surpass regulatory requirements and industry benchmarks, demonstrating The Company's exceptional financial stability and commitment to policyholder protection.

Mountain Life's ACL RBC Ratio of over 1,200% represents more than six times the regulatory minimum requirement of 200%, positioning the company among the strongest insurers in the industry. This substantial capital cushion provides superior protection for policyholders and supports The Company's ability to honor its commitments across all market conditions.

The Risk-Based Capital Ratio is a key regulatory measure that evaluates an insurance company's financial health by comparing its available capital to the minimum capital required based on the risks in its business. Mountain Life's ratio of over 1,200% indicates:

• Exceptional financial strength and stability
  
  
• Substantial buffer above regulatory requirements
  
  
• Superior ability to withstand economic volatility
  
  
• Enhanced capacity for business growth and expansion
  
  
• Strong protection for policyholder benefits and claims

The Company's superior capital position supports its continued growth strategy, including recent product launches and geographic expansion. Mountain Life's financial strength also provides flexibility to adapt to changing market conditions while maintaining policyholder service levels.

For more information please visit https://mountainlife.com or [email protected].  

SOURCE Mountain Life Insurance Company