NEW YORK, April 27, 2012 /PRNewswire/ -- Nationalrelief.com wants to make it easy for anyone to get the debt help they need. Filling out a simple form can get consumers connected to programs customized for their needs. The application is quick, easy and secure. Best of all, it is easy and comes with no obligation.
Consumers who are dealing with credit card debt should consider debt settlement over bankruptcy or a debt consolidation loan. Settling those credit card debts can save the average consumer 50 percent off their principal balances.
Failure to pay credit card bills on time can result in constant contact from creditors. Constant phone calls, letters and harassing messages are often reported by debtors. Consolidating debt through settlement or arbitration can end the creditor harassment. Debtors who use a debt relief service to settle their debts will no longer be contacted by creditors.
Instead, the creditors will be contacting the debt relief service directly. This can lift a heavy burden off those who are struggling with debt. Legal actions may also be halted once a debtor enters a credit relief program. The focus should be on repaying as much of the debt as possible as opposed to litigation.
Those who opt for a debt settlement program are not taking out a loan. Debt settlement is simply another way to consolidate multiple credit card payments into one monthly payment. Keeping track of one monthly payment is often much easier for most debtors. Organization typically leads to fewer missed payments.
Consolidating credit card payments will result in a faster debt payoff than other debt reduction methods at the lowest cost. Nearly all credit card companies raise interest rates to 30 percent after just one missed payment. Settling credit card debt can reduce that interest rate by 50 percent. Some consumers may see a savings of 60 percent on their interest charges.
Costs related to credit card relief programs should always be considered. Nationalrelief.com will only collect fees once an account has been satisfactorily settled. Companies who charge fees before services don't offer consumers the best value. Don't be fooled by another company who claims to be a non-profit in the hopes of luring in people who are down on their luck.
National Debt Relief Group
SOURCE National Debt Relief Group