New John Hancock Vitality Life Insurance Solution Now Available in 35 States; 5 Additional States Approved Since April Launch, Including FL, MI, NJ, PA and UT

Products Reflect New Approach to Life Insurance That Rewards Customers for Healthy Living

- New products offer potential for savings on annual premiums, as well as discounts and rewards from leading retailers to encourage policyholders to take small steps to improve their health

- John Hancock is the first U.S. insurer to enable life insurance policyholders to be rewarded for health-related activities recorded via personalized health technologies

- Protection UL with Vitality available in 35 states and John Hancock Term with Vitality now available in 28 states.

May 14, 2015, 10:17 ET from John Hancock Financial

BOSTON, May 14, 2015 /PRNewswire/ -- John Hancock today announced that its new John Hancock Protection UL policy with Vitality is available in 35 states, reflecting the addition of 5 new states including Florida, Michigan, New Jersey, Pennsylvania and Utah, since launch in April. Additionally, John Hancock's term insurance policy with Vitality is now available in 28 states.

"We are very pleased to be able to make our new life insurance solutions more widely available, and will continue to roll them out as they are accepted in additional states," said Michael Doughty, President, John Hancock Insurance. 

"Most Americans know they need more life insurance, and our research shows that nearly all consumers feel they could be living a healthier life. Our new products enable them to achieve both of those goals with one simple, engaging solution."

With John Hancock's new life insurance products, Protection UL with Vitality and John Hancock Term with Vitality, policyholders immediately begin accumulating "Vitality Points" after their policy is issued and when they complete health-related activities like getting an annual health screening, walking or running an extra mile.

The number of Vitality Points a policyholder earns over the course of a year determines their program status level. The healthier their lifestyle, the more points they can accumulate to earn valuable travel, shopping and entertainment-related rewards and discounts from leading retailers. Additionally, depending on the type of product they purchase, a policyholder could save as much as 15 percent off their annual premium.

Policyholders who wish to earn points for their steps and activity data simply opt-in via the John Hancock Vitality app, enabling their data to be used in calculating their progress toward their fitness goals and toward a Vitality Status (Bronze, Silver, Gold or Platinum), which determines their level of rewards and premium savings.

The John Hancock Vitality program also integrates with Apple's HealthKit making it easier for participants to complete their Vitality Health Review (VHR) by giving the app access to data from the Health app. This means that policyholders with an Apple Watch and iPhone1 can accurately record their steps and activity to help them accumulate Vitality Points.

To learn more about John Hancock with Vitality products, visit

About John Hancock Financial and Manulife 
John Hancock Financial is a division of Manulife, a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. Operating as Manulife in Canada and Asia, and primarily as John Hancock in the United States, our group of companies offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners.  Assets under management by Manulife and its subsidiaries were C$821 billion (US$648 billion) as at March 31, 2015. Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSA, and under '945' on the SEHK. Manulife can be found on the Internet at 

The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers and administers a broad range of financial products, including life insurance, annuities, investments, 401(k) plans, long-term care insurance, college savings, and other forms of business insurance. Additional information about John Hancock may be found at 

About Vitality
The Vitality Group is a member of Discovery Ltd., a global financial service organization offering an incentive-based wellness program to employers as part of their benefits program. With a foundation based on actuarial science and behavioral economic theory, Vitality encourages changes in lifestyle that reduce health care costs, both in the short run and long term, by rewarding members for addressing their specific health issues. Vitality wellness programs serve companies in a wide range of sizes and industries, improving individuals' health and wellbeing as well as employers' bottom lines.

Vitality brings a global perspective through successful partnerships with large employers and best-in- class insurers around the world, in countries including the United States, United Kingdom, South Africa, China and more recently Singapore and Australia. Additional information can be found at

1 Available on iPhone 4 and newer iPhone models.

Insurance products are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.

Insurance policies and/or associated riders and features may not be available in all states.  The John Hancock Vitality Program is available with select John Hancock policies.  Please consult your financial representative as to product availability.

Premium Savings will apply based on the Status attained by the life insured.  Please consult your financial representative as to how premium savings may affect the policy you purchase.

John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy.

Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member), the ownership and inforce status of the insurance policy, and the state where the insurance policy was issued. MLINY051215047

SOURCE John Hancock Financial