If you're involved in an auto accident, you will likely have a towing company move your vehicle to a repair facility or other location. However, in some cases, we are seeing tow truck drivers arrive, unsolicited, at the scene of an accident and present themselves as an immediate solution to moving your vehicle from the scene. Many drivers, understandably shaken by the experience, might agree to the tow without thinking of the consequences and once they get your vehicle on the hook, it may be too late. The result can be thousands of dollars in towing and storage fees before you even get your vehicle back.
"There have been some instances around the country where tow operators have become belligerent with auto accident victims who challenge or question their intentions. A legitimate tow operator will satisfy your concerns; an illegitimate one will not," said NICB chief operating officer Jim Schweitzer.
While our focus is to prevent insurance fraud, NICB is more concerned with your safety. If the tow operator becomes agitated, do not persist. Contact your insurance company as soon as possible and report the incident.
Know Before You Tow
Never give permission to a tow truck operator who arrives unsolicited to take your vehicle.
If you or law enforcement did not call a tow truck to the scene, do not deal with that operator.
Do not provide tow truck operators with your insurance information.
Do not provide tow truck operators with personal lien holder information.
Determine that the tow truck signage is identical to what appears on any documentation the tow truck operator provides (they may say they "work with" your insurance company).
If the tow truck does not display signage identifying the name of the tow company, ask for company identification.
If a tow operator's legitimacy is in doubt, call the police.
Do not give a tow truck operator permission to tow your vehicle until they:
Provide a printed price list, to include daily storage fees and miscellaneous charges that will apply if they tow your car (if the prices seem too high, ask the police or your insurance company to call a towing service for you).
Provide printed documentation indicating where the vehicle is being towed if it is not a location of your choosing.
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REPORT FRAUD:Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.
ABOUT THE NATIONAL INSURANCE CRIME BUREAU:Headquartered in Des Plaines, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to preventing, detecting and defeating insurance fraud and vehicle theft through data analytics, investigations, learning and development, government affairs and public awareness. The NICB is supported by more than 1,300 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $496 billion in insurance premiums in 2018, or more than 81 percent of the nation's property/casualty insurance. That includes more than 92 percent ($254 billion) of the nation's personal auto insurance. To learn more visit www.nicb.org.