Online Loans Service Features High Approval Ratings for Bad Credit and Compliant with U.S. State Regulations

NEW YORK, Nov. 23, 2012 /PRNewswire/ -- A new lending online service has been launched by popular consumers with bad credit resource, www.reallybadcreditoffers.com. The website offers consumers short term cash from $250 up to $2000 using state and federal law compliant lending offers.

People with bad or good credit can now take advantage of online approved loan money being offered from the website.  The programs were developed to provide people access to small loans when needed, if they have a steady income and ability to repay, with or without a good credit score, they can: apply now.

The programs have no hidden fees, are easy to understand, APR's and costs up front, and provide high approval ratings for people in need.  People who do not have the ability to repay, or those who would be over burdened by the extension of financing, do not qualify, and are advised to seek alternative means of relief.

To qualify for approval applicants must:

• Hold U.S. Citizenship
• Be 18 or Older
• Have Valid Bank Account
• Apply Online For Up To $2000

"State regulations vary.  Our lending programs follow the rules and provide transparent borrowing opportunities to people online who need short term money," said Ariel Pryor, representative with the website.

"Banks turn away a number of good people, hard working families, that saw their credit scores plummet as a result of the housing bubble or due to the struggle to see their way through the economic hardships of late," added Mr. Pryor.

An ABC News report issued during the height of the crisis painted a dismal picture with bankruptcy rates rising, families forced into liquidation and household incomes dropping. This resulted in a large number of employed, hard working American families being burdened negative credit rating items that deny them access to traditional financing opportunities, according to the website.

At the same time, an FTC consumer alert was bringing attention to some of the negative business practices seen in the payday loan and paycheck advance industry.  Alternative lenders have been forced to adjust to a changing industry, and increased state and federal regulations, or face extinction.

The direct to borrower offers provide a necessary step for reestablishing oneself and provide a vital channel of relief to people burdened by bills and facing emergency costs, according to the site.

The loan programs are ideal for people who would like to:

• Avoid Late Fees & Penalties
• Stop Utility Shutoffs
• End Collection Agency Harassment
• Pay Off High Interest Bills
• Buy Time To Get Finances In Order

Qualified applicants are not required to be physically present, and can complete the application, approval, and funding process online, from start to finish. 

Mr. Pryor added, "Internet lending provides the ultimate in convenience.  From the comfort of home, people can get instant access to bank loaned money.  No credit checks, no loan officers sneering down their nose, no problems: 24 hours a day, 7 days a week."

Lenders online are more convenient, approve applications faster, and have no paperwork requirements. According to the site, with ever increasing Internet usage rates and mobile connectivity, these offerings are meeting consumer driven demand.

In response to high demand related to a struggling economy, Mr. Pryor had this to say, "Times are tough.  Our focus is to provide the most convenience and flexible financing options possible, with the best interest of the borrower in mind.  That is our focus, and the focus of our lending partners."

About:

About ReallyBadCreditOffers.com:

The popular online lending resource has been helping American families get money, eliminate debts, improve FICO scores and improve their personal finances since 2008.

Individuals with a steady income, U.S. residency that are 18 years or older who would like to see if they qualify for for $250 to $2000 cash wired direct to their bank, should visit: http://www.reallybadcreditoffers.com/personal-loan-money-apply-now

To learn more about other programs offered to help consumers with low FICO scores, visit the official website today:  http://www.reallybadcreditoffers.com

This press release was issued through eReleases® Press Release Distribution. For more information, visit http://www.ereleases.com.

SOURCE ReallyBadCreditOffers.com