Patriot Bank of Houston Partners with International Bancard for Merchant Services, Credit Card Processing

CLAWSON, Mich., April 9, 2013 /PRNewswire/ -- Houston, Texas-based Patriot Bank announced today an exclusive partnership with Clawson, Mich.-based International Bancard to provide merchant services for all consumer and business accounts that include credit cards. For Patriot Bank, the partnership will improve processing efficiency of credit card transactions, realize cost savings, and help expand the marketing of value-added services to its consumer and business accounts.

"This partnership will allow Patriot Bank to provide a high-quality merchant services program to its customers, while generating new sources of revenue.  We chose International Bancard in part to spearhead innovation. The firm's entrepreneurial drive, energy and marketing skills will help platform our bank for its next stage of growth," said Patriot Bank Chairman and CEO Don Ellis.

Advantages of working with International Bancard's merchant services team include:

• Access to a 100 percent full-service support provider with underwriting, terminal download, reprogramming and distribution functions handled in-house;
• Access to business-, educational- and government-specific payments platforms and vertical management systems that allow credit card payment processing to be combined with other functions like account registration and update, activity sign-up or appointment scheduling;
• The Passport™ system that allows clients to manage, process and maintain in real time the status of their merchant services programs.

"We are pleased to be adding a progressive bank like Patriot to our client list," said International Bancard CFO Joseph Valentic. "Our strength is in our processing systems, which include the most robust, user-friendly partner portal in the business, as well as our customized marketing programs, which help banks grow their merchant services portfolio and overall value to customers."

About Patriot Bank USA

Houston, Texas-based Patriot Bank offers a full-range of personal and commercial banking services through its 10 branches in the greater Dallas and Houston metro areas. It is a home-owned Texas bank established in 2005 through investment of new capital and acquisition of The First State Bank of Honey Grove, Texas, chartered in 1883 and holder of the 5th oldest bank charter in Texas. Patriot Bank represents the 3rd largest new bank capitalization in Texas history.

About International Bancard Corporation-Your Passport to Profitability.

Clawson, Michigan-based International Bancard Corporation is one of the nation's fastest growing, privately held merchant services and payment processing providers. Founded in 2001 by CEO David Iafrate, the firm now serves thousands of customers in more than 60 unique industries and government sectors nationally, helping businesses streamline their payment processing systems.

International Bancard enables these entities to accept Visa, MasterCard, Discover and American Express cards, safely and securely. It is a registered ISO/MSP of Global Payments. The firm's merchant services encompass a wide range of options: the more traditional credit card terminals that support check services and gift/loyalty programs, e-commerce platforms to cater to Internet driven businesses and mobile phone interfaces.

International Bancard's innovative web-based payment and client prospect portals include propertypayments.com, easypaynow.com and youcaughtmyeye.com.

SOURCE International Bancard