NEW YORK, Jan. 29, 2013 /PRNewswire/ -- Reportlinker.com announces that a new market research report is available in its catalogue:
Pawnbrokers and money shops have grown at rapid rates over the last few years. The industry is frequently in the news but is not well understood. Lenders are often criticised for charging high rates of interest which exploit low-income consumers. They are also frequently praised for offering credit to those who cannot obtain it from mainstream sources and giving them an alternative to illegal loan sharks. This report aims to probe beneath these two statements, explore the factors which have driven the high rates of growth and provide a view on how likely it is to continue in the future.
In this market report we review the UK pawnbroking and money shop market. This includes both traditional pawnbrokers and stores which focus primarily on another activity, such as trading in second-hand goods or moneylending but also carry out pawnbroking activities. We quantify the market size, historical growth rates, segmentation patterns and levels of industry profitability while reviewing key factors behind these figures.We also carry out an in-depth analysis of the relevant drivers of industry growth – in particular the macroeconomic environment and regulatory framework – setting out historical trends and available forecasts.
Our forecast for industry growth is based on this analysis of historical trends and growth drivers.
We believe that, in order for those involved in the market to make the best decisions in this complex and changing environment, they need to have access to the best information. The aim of this report is to provide this.
It is intended for:
- Operators of pawnbrokers and money stores themselves- Investors in these businesses- Market regulators and policymakers- Banks, analysts, consultants and other parties with interests in the sector
This report is based on:
- Interviews with senior-level contacts across the high-cost credit market- Extensive research into published industry sources- In-depth analysis of the macroeconomic environment and relevant market drivers- Financial analysis of the accounts of companies in the industry.
Information from these sources has been synthesised and presented clearly and concisely with extensive use of charts and tables to illuminate points and support conclusions.
arket forecasts have been constructed using simple assumptions which are clearly stated. Supporting evidence is provided for our assumptions but readers can easily flex them to model alternative scenarios.Market overview- Description- Borrowing costs- Customers
Market size and growth
- Revenue per store
- US and betting shops comparisons
Market drivers- Discussion of market drivers- Drivers and their impact:- Macroeconomic indicators- Access to banks- Consumer credit and lending- Gold price
- Leading companies
Forecasts- Driver forecasts- Real GDP and inflation- Unemployment- Household disposable income- Gold price- Store growth- Market forecast- Risks to the forecast
Pawnbroker and money store profiles
Cash America International Inc.
DFC Global Corp.
Instant Cash Loans trading as The Money Shop
MEM Consumer Finance
Albermarle & Bond Jewellers & Pawnbrokers .
H & T Group Plc.
Cash Converters (UK) holdings Plc.
The Money Shop
To order this report: Pawnbrokers & Money Stores: UK Market Profile and Forecasts
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