Personal Accident and Health Insurance in Brazil, Key Trends and Opportunities to 2018
LONDON, Aug. 11, 2014 /PRNewswire/ -- Reportbuyer.com has added a new market research report:
Personal Accident and Health Insurance in Brazil, Key Trends and Opportunities to 2018
https://www.reportbuyer.com/product/1591729/Personal-Accident-and-Health-Insurance-in-Brazil-Key-Trends-and-Opportunities-to-2018.html
Synopsis
The report provides in depth market analysis, information and insights into the Brazilian personal accident and health insurance segment, including:
• The Brazilian personal accident and health insurance segment's growth prospects by insurance categories
• Key trends and drivers for the personal accident and health insurance segment
• The various distribution channels in the Brazilian personal accident and health insurance segment
• The detailed competitive landscape in the personal accident and health insurance segment in Brazil
• Detailed regulatory policies of the Brazilian insurance industry
• A description of the personal accident and health reinsurance segment in Brazil
• Porter's Five Forces analysis of the personal accident and health insurance segment
• A benchmarking section on the Brazilian personal accident and health insurance segment in comparison with other countries in the BRICS region
Summary
The personal accident and health insurance segment is the smallest in the industry, accounting for 15.2% of the industry's gross written premium in 2013. Every Brazilian and foreigner residing in the country has access to the country's SUS. However, due to perceived inadequacies, the rich and the middle classes are increasingly using private healthcare services. As on 2013, more than 25% of Brazilians had private health insurance. The gross written premium registered by the segment rose during the review period.
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in Brazil:
• It provides historical values for the Brazilian personal accident and health insurance segment for the report's 2009–2013 review period and forecast figures for the 2013–2018 forecast period.
• It offers a detailed analysis of the key sub-segments in Brazilian personal accident and health insurance segment, along with market forecasts until 2018.
• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
• It analyses the various distribution channels for personal accident and health insurance products in Brazil.
• Using Porter's industry-standard "Five Forces" analysis, it details the competitive landscape in Brazil for the personal accident and health insurance segment.
• It provides a detailed analysis of the reinsurance segment in Brazil and its growth prospects.
• It profiles the top personal accident and health insurance companies in Brazil and outlines the key regulations affecting them.
Reasons To Buy
• Make strategic business decisions using in depth historic and forecast market data related to the Brazilian personal accident and health insurance segment and each category within it
• Understand the demand-side dynamics, key market trends and growth opportunities within the Brazilian personal accident and health insurance segment
• Assess the competitive dynamics in the personal accident and health insurance segment, along with the reinsurance segment
• Identify the growth opportunities and market dynamics within key product categories
• Gain insights into key regulations governing the Brazilian insurance segment and its impact on companies and the market's future
Key Highlights
• The personal accident and health insurance segment is the smallest in the industry, accounting for 15.2% of the industry's gross written premium in 2013.
• The growing middle-class population and a high adult literacy rate of 90.4% will continue to create demand for quality healthcare services.
• It is compulsory for expatriates to have health insurance in Brazil.
• The Agência Nacional de Saúde (ANS), the regulator of Brazil's private healthcare market, micro-manages the category.
• The personal accident and health insurance segment in Brazil is dominated by domestic health insurance companies.
• The category is concentrated, with three leading companies accounting for 39.9% and the 10 leading companies representing 70.7% of the category's total gross written premiums in 2013.
Table of Contents
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Personal Accident and Health Insurance – Regional Benchmarking
4.1 Overview
4.2 Scale and Penetration
4.2.1 Total market gross written premium
4.2.2 Premium per capita
4.2.3 Personal accident and health insurance penetration (as a percentage of GDP)
4.3 Growth
4.3.1 Gross written premium
4.3.2 Gross written premium per capita
4.4 Efficiency and Risk
4.4.1 Loss ratio
4.4.2 Incurred losses per capita
4.4.3 Incurred losses as a percentage of GDP
4.5 Distribution Channels
4.5.1 Direct marketing
4.5.2 Bancassurance
4.5.3 Agencies
5 Brazilian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2009–2018
5.2 Key Industry Trends and Drivers
5.3 Challenges
5.4 Recent Market Developments
6 Personal Accident and Health Insurance Segment Outlook
6.1 Consumer Segmentation and Buying Behavior
6.2 Product and Marketing Strategies
6.3 Personal Accident and Health Insurance Growth Prospects by Category
6.3.1 Personal accident insurance
6.3.2 Travel insurance
6.3.3 Health insurance
7 Analysis by Distribution Channel
7.1 Direct Marketing
7.2 Bancassurance
7.3 E-Commerce
7.4 Brokers
7.5 Other Channels
8 Porter's Five Forces Analysis – Brazilian Personal Accident and Health Insurance
8.1 Bargaining Power of Suppliers: Medium
8.2 Bargaining power of Buyers: Medium
8.3 Barriers to Entry: Low
8.4 Intensity of Rivalry: High
8.5 Threat of Substitutes: Medium
9 Reinsurance Growth Dynamics and Challenges
9.1 Reinsurance Segment Size, 2009–2018
9.2 Reinsurance Segment Size by Type of Insurance, 2009–2018
10 Governance, Risk and Compliance
1.1 Legislation Overview and Historical Evolution
1.2 Regulations by Type of Insurance
1.2.1 Life insurance regulations
1.2.2 Property insurance regulations
1.2.3 Motor insurance regulations
1.2.4 Marine, aviation and transit insurance regulations
1.2.5 Personal accident and health insurance regulations
1.3 Compulsory Insurance
1.3.1 Motor third-party liability insurance (DPVAT)
1.3.2 Insurance for personal injury caused by ships or cargos (DPEM)
1.3.3 Domestic credit insurance
1.4 Supervision and Control
1.4.1 International Association of Insurance Supervisors
1.4.2 Association of Insurance Supervisors Latin America
1.4.3 Superintendent of Private Insurance (SUSEP)
1.4.4 National Private Insurance Council
1.5 Non-Admitted Insurance Regulations
1.5.1 Overview
1.5.2 Intermediaries
1.5.3 Market practices
1.5.4 Fines and penalties
1.6 Company Registration and Operations
1.6.1 Types of insurance organization
1.6.2 Establishing a local company
1.6.3 Foreign ownership
1.6.4 Types of license
1.6.5 Capital requirements
1.6.6 Solvency margins
1.6.7 Reserve requirements
1.6.8 Investment regulations
1.6.9 Statutory return requirements
1.6.10 Fee structure
1.7 Taxation
1.7.1 Insurance premium or policy taxation
1.7.2 Withholding taxes on premium paid overseas
1.7.3 Corporate tax
1.7.4 VAT
1.7.5 Captives
1.8 Legal System
1.8.1 Introduction
1.8.2 Access to court
1.8.3 Alternative dispute resolution (ADR)
11 Competitive Landscape and Strategic Insights
11.1 Overview
11.2 Leading Companies in the Brazilian Personal accident category
11.3 Itaú Seguros SA – Company Overview
11.3.1 Itaú Seguros SA – key facts
11.4 Bradesco Vida e Previdência SA– Company Overview
11.4.1 Bradesco Vida e Previdência SA – key facts
11.5 Zurich Santander Seguros SA – Company Overview
11.5.1 Zurich Santander Seguros SA – key facts
11.6 Companhia de Seguros Aliança do Brasil – Company Overview
11.6.1 Companhia de Seguros Aliança do Brasil – key facts
11.7 HSBC Seguros (Brasil) SA – Company Overview
11.7.1 HSBC Seguros (Brasil) SA – key facts
11.8 Metropolitan Life Seguros e Previdência Privada SA – Company Overview
11.8.1 Metropolitan Life Seguros e Previdência Privada SA – key facts
11.9 Mapfre Affinity Seguradora SA – Company Overview
11.9.1 Mapfre Affinity Seguradora SA – key facts
11.1 Itaú Vida e Previdência SA – Company Overview
11.10.1 Itaú Vida e Previdência SA – key facts
11.11 Porto Seguro Cia de Seguros Gerais – Company Overview
11.11.1 Porto Seguro Cia de Seguros Gerais – key facts
11.12 Ace Seguradora SA – Company Overview
11.12.1 Ace Seguradora SA – key facts
11.13 Amil Assistência Medica Internacional SA – Company Overview
11.13.1 Amil Assistência Medica Internacional SA – key facts
11.14 Unimed Paulistana – Company Overview
11.14.1 Unimed Paulistana – key facts
12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend – BM&F BOVESPA, São Paulo, Brazil
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita at constant prices (US$)
12.2.3 GDP at current prices (US$)
12.2.4 GDP per capita at current prices (US$)
12.2.5 GDP by key sector
12.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
12.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
12.2.8 Manufacturing net output at current prices (US$)
12.2.9 Manufacturing net output at current prices as a percentage of GDP
12.2.10 Mining, manufacturing and utilities at current prices (US$)
12.2.11 Mining, manufacturing and utilities at current prices, as percentage of GDP
12.2.12 Construction net output at current prices, (US$)
12.2.13 Construction net output at current prices as a percentage of GDP
12.2.14 Inflation rate
12.2.15 Exports as a percentage of GDP
12.2.16 Imports as a percentage of GDP
12.2.17 Merchandise exports growth
12.2.18 Merchandise imports growth
12.2.19 Annual average exchange rate BRL–US$
12.3 Infrastructure
12.3.1 Commercial vehicles exports – total value
12.3.2 Commercial vehicles imports – total value
12.3.3 Automotive exports – total value
12.3.4 Automotive imports – total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Unemployment rate
12.5 Demographics
12.5.1 Gross national disposable income (US$)
12.5.2 Household consumption expenditure (US$)
12.5.3 Total population
12.5.4 Urban and rural populations
12.5.5 Age distribution of the total population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric's Services
13.5 Disclaimer
List of Tables
Table 1: Insurance Industry Definitions
Table 2: Brazilian Insurance – Gross Written Premium by Segment (BRL Billion), 2009–2013
Table 3: Brazilian Insurance – Gross Written Premium by Segment (US$ Billion), 2009–2013
Table 4: Brazilian Insurance – Gross Written Premium by Segment (BRL Billion), 2013–2018
Table 5: Brazilian Insurance – Gross Written Premium by Segment (US$ Billion), 2013–2018
Table 6: Brazilian Insurance – Segmentation (Percentage Share), 2009–2018
Table 7: Brazilian Insurance – Direct Written Premium by Segment (BRL Billion), 2009–2013
Table 8: Brazilian Insurance – Direct Written Premium by Segment (US$ Billion), 2009–2013
Table 9: Brazilian Insurance – Direct Written Premium by Segment (BRL Billion), 2013–2018
Table 10: Brazilian Insurance – Direct Written Premium by Segment (US$ Billion), 2013–2018
Table 11: Brazilian Insurance – Segmentation, Direct Written Premium (Percentage Share), 2009–2018
Table 12: Brazilian Personal Accident and Health Insurance – Written Premium by Category (BRL Billion), 2009–2013
Table 13: Brazilian Personal Accident and Health Insurance – Written Premium by Category (US$ Billion), 2009–2013
Table 14: Brazilian Personal Accident and Health Insurance – Written Premium by Category (BRL Billion), 2013–2018
Table 15: Brazilian Personal Accident and Health Insurance – Written Premium by Category (US$ Billion), 2013–2018
Table 16: Brazilian Personal Accident and Health Insurance – Direct Written Premium by Category (BRL Billion), 2009–2013
Table 17: Brazilian Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Billion), 2009–2013
Table 18: Brazilian Personal Accident and Health Insurance – Direct Written Premium by Category (BRL Billion), 2013–2018
Table 19: Brazilian Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Billion), 2013–2018
Table 20: Brazilian Personal Accident and Health Insurance – Earned Premium (BRL Billion), 2009–2013
Table 21: Brazilian Personal Accident and Health Insurance – Earned Premium (BRL Billion), 2013–2018
Table 22: Brazilian Personal Accident and Health Insurance – Paid Claims by Category (BRL Billion), 2009–2013
Table 23: Brazilian Personal Accident and Health Insurance – Paid Claims by Category (US$ Billion), 2009–2013
Table 24: Brazilian Personal Accident and Health Insurance – Paid Claims by Category (BRL Billion), 2013–2018
Table 25: Brazilian Personal Accident and Health Insurance – Paid Claims by Category (US$ Billion), 2013–2018
Table 26: Brazilian Personal Accident and Health Insurance – Incurred Loss by Category (BRL Billion), 2009–2013
Table 27: Brazilian Personal Accident and Health Insurance – Incurred Loss by Category (US$ Billion), 2009–2013
Table 28: Brazilian Personal Accident and Health Insurance – Incurred Loss by Category (BRL Billion), 2013–2018
Table 29: Brazilian Personal Accident and Health Insurance – Incurred Loss by Category (US$ Billion), 2013–2018
Table 30: Brazilian Personal Accident and Health Insurance – Retention by Category (BRL Billion), 2009–2013
Table 31: Brazilian Personal Accident and Health Insurance – Retention by Category (US$ Billion), 2009–2013
Table 32: Brazilian Personal Accident and Health Insurance – Retention by Category (BRL Billion), 2013–2018
Table 33: Brazilian Personal Accident and Health Insurance – Retention by Category (US$ Billion), 2013–2018
Table 34: Brazilian Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Table 35: Brazilian Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Table 36: Brazilian Personal Accident and Health Insurance – Commission and Expenses (BRL Billion), 2009–2013
Table 37: Brazilian Personal Accident and Health Insurance – Commission and Expenses (BRL Billion), 2013–2018
Table 38: Brazilian Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Table 39: Brazilian Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Table 40: Brazilian Personal Accident and Health Insurance – Frauds and Crimes (BRL Billion), 2009–2013
Table 41: Brazilian Personal Accident and Health Insurance – Frauds and Crimes (BRL Billion), 2013–2018
Table 42: Brazilian Personal Accident and Health Insurance – Total Assets (BRL Billion), 2009–2013
Table 43: Brazilian Personal Accident and Health Insurance – Total Assets (BRL Billion), 2013–2018
Table 44: Brazilian Personal Accident and Health Insurance – Total Investment Income (BRL Billion), 2009–2013
Table 45: Brazilian Personal Accident and Health Insurance – Total Investment Income (BRL Billion), 2013–2018
Table 46: Brazilian Personal Accident and Health Insurance – Retentions (BRL Billion), 2009–2013
Table 47: Brazilian Personal Accident and Health Insurance – Retentions (BRL Billion), 2013–2018
Table 48: Brazilian Personal Accident Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 49: Brazilian Personal Accident Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 50: Brazilian Personal Accident Insurance – Written Premium (BRL Billion), 2009–2013
Table 51: Brazilian Personal Accident Insurance – Written Premium (BRL Billion), 2013–2018
Table 52: Brazilian Personal Accident Insurance – Loss Ratio (%), 2009–2013
Table 53: Brazilian Personal Accident Insurance – Loss Ratio (%), 2013–2018
Table 54: Brazilian Travel Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 55: Brazilian Travel Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 56: Brazilian Travel Insurance – Written Premium (BRL Billion), 2009–2013
Table 57: Brazilian Travel Insurance – Written Premium (BRL Billion), 2013–2018
Table 58: Brazilian Travel Insurance – Loss Ratio (%), 2009–2013
Table 59: Brazilian Travel Insurance – Loss Ratio (%), 2013–2018
Table 60: Brazilian Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 61: Brazilian Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 62: Brazilian Health Insurance – Written Premium (BRL Billion), 2009–2013
Table 63: Brazilian Health Insurance – Written Premium (BRL Billion), 2013–2018
Table 64: Brazilian Health Insurance – Direct Written Premium (BRL Billion), 2009–2013
Table 65: Brazilian Health Insurance – Direct Written Premium (BRL Billion), 2013–2018
Table 66: Brazilian Health Insurance – Loss Ratio (%), 2009–2013
Table 67: Brazilian Health Insurance – Loss Ratio (%), 2013–2018
Table 68: Brazilian Personal Accident and Health Insurance – Direct Marketing Commission Paid (BRL Billion), 2009–2013
Table 69: Brazilian Personal Accident and Health Insurance – Direct Marketing Commission Paid (BRL Billion), 2013–2018
Table 70: Brazilian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (BRL Billion), 2009–2013
Table 71: Brazilian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (BRL Billion), 2013–2018
Table 72: Brazilian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2009–2013
Table 73: Brazilian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2013–2018
Table 74: Brazilian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Table 75: Brazilian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Table 76: Brazilian Personal Accident and Health Insurance – Bancassurance Commission Paid (BRL Billion), 2009–2013
Table 77: Brazilian Personal Accident and Health Insurance – Bancassurance Commission Paid (BRL Billion), 2013–2018
Table 78: Brazilian Personal Accident and Health Insurance – Written Premium Through Bancassurance (BRL Billion), 2009–2013
Table 79: Brazilian Personal Accident and Health Insurance – Written Premium Through Bancassurance (BRL Billion), 2013–2018
Table 80: Brazilian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2009–2013
Table 81: Brazilian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2013–2018
Table 82: Brazilian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2009–2013
Table 83: Brazilian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2013–2018
Table 84: Brazilian Personal Accident and Health Insurance – E-Commerce Commission Paid (BRL Billion), 2009–2013
Table 85: Brazilian Personal Accident and Health Insurance – E-Commerce Commission Paid (BRL Billion), 2013–2018
Table 86: Brazilian Personal Accident and Health Insurance – Written Premium Through E-Commerce (BRL Billion), 2009–2013
Table 87: Brazilian Personal Accident and Health Insurance – Written Premium Through E-Commerce (BRL Billion), 2013–2018
Table 88: Brazilian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2009–2013
Table 89: Brazilian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2013–2018
Table 90: Brazilian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2009–2013
Table 91: Brazilian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2013–2018
Table 92: Brazilian Personal Accident and Health Insurance – Commission Paid to Brokers (BRL Billion), 2009–2013
Table 93: Brazilian Personal Accident and Health Insurance – Commission Paid to Brokers (BRL Billion), 2013–2018
Table 94: Brazilian Personal Accident and Health Insurance – Written Premium Through Brokers (BRL Billion), 2009–2013
Table 95: Brazilian Personal Accident and Health Insurance – Written Premium Through Brokers (BRL Billion), 2013–2018
Table 96: Brazilian Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Table 97: Brazilian Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Table 98: Brazilian Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Table 99: Brazilian Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Table 100: Brazilian Personal Accident and Health Insurance – Commission Paid to Other Channels (BRL Billion), 2009–2013
Table 101: Brazilian Personal Accident and Health Insurance – Commission Paid to Other Channels (BRL Billion), 2013–2018
Table 102: Brazilian Personal Accident and Health Insurance – Written Premium Through Other Channels (BRL Billion), 2009–2013
Table 103: Brazilian Personal Accident and Health Insurance – Written Premium Through Other Channels (BRL Billion), 2013–2018
Table 104: Brazilian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2009–2013
Table 105: Brazilian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2013–2018
Table 106: Brazilian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2009–2013
Table 107: Brazilian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2013–2018
Table 108: Brazilian Reinsurance by Category (BRL Billion), 2009–2013
Table 109: Brazilian Reinsurance by Category (US$ Billion), 2009–2013
Table 110: Brazilian Reinsurance by Category (BRL Billion), 2013–2018
Table 111: Brazilian Reinsurance by Category (US$ Billion), 2013–2018
Table 112: Brazilian Premium Ceded to Reinsurance by Type of Insurance (BRL Billion), 2009–2013
Table 113: Brazilian Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2009–2013
Table 114: Brazilian Premium Ceded to Reinsurance by Type of Insurance (BRL Billion), 2013–2018
Table 115: Brazilian Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2013–2018
Table 116: Brazilian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 117: Brazilian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Table 118: Brazil – Life Insurance Regulatory Framework
Table 119: Brazil – Property Insurance Regulatory Framework
Table 120: Brazil – Motor Insurance Regulatory Framework
Table 121: Brazil – Compensation Provided by the Insurer in the Event of an Accident
Table 122: Brazil – Compensation Provided By The Insurer In The Event Of Accident
Table 123: Brazil – Ratings Required For Registration Of Reinsurance Business
Table 124: Brazil – Minimum Capital Requirements (BRL)
Table 125: Brazil – Corporate Tax Rates in Brazil for Financial Year 2012?2013
Table 126: Shares of Key Insurers in the Brazilian Personal Accident Category (%), 2013
Table 127: Itaú Seguros SA, Key Facts
Table 128: Bradesco Vida e Previdência SA, Key Facts
Table 129: Zurich Santander Seguros SA, Key Facts
Table 130: Companhia de Seguros Aliança do Brasil, Key Facts
Table 131: HSBC Seguros (Brasil) SA, Key Facts
Table 132: Metropolitan Life Seguros e Previdência Privada SA, Key Facts
Table 133: Mapfre Affinity Seguradora SA, Key Facts
Table 134: Itaú Vida e Previdência SA, Key Facts
Table 135: Porto Seguro Cia de Seguros Gerais, Key Facts
Table 136: Ace Seguradora SA, Key Facts
Table 137: Amil Assistência Medica Internacional SA, Key Facts
Table 138: Unimed Paulistana, Key Facts
List of Figures
Figure 1: BRICS Region – A Snapshot of the Economies and Populations, 2011
Figure 2: BRICS Region – Growth Trends in the Insurance Industry
Figure 3: BRICS Region – GDP at Constant Prices (US$ Trillion) and Annual Per Capita Disposable Income (US$), 2007 and 2011
Figure 4: BRICS Region – Health Expenditure Per Capita (US$), 2007 and 2011
Figure 5: BRICS Insurance – Total Industry Values by Segment (US$ Billion), 2011
Figure 6: BRICS Personal Accident and Health Insurance – Growth Trends
Figure 7: BRICS Personal Accident and Health Insurance – Gross Written Premiums (US$ Billion), 2011
Figure 8: BRICS Personal Accident and Health Insurance – Premiums Per Capita (US$), 2011
Figure 9: BRICS Personal Accident and Health Insurance – Penetration (% of GDP), 2011 and 2016
Figure 10: BRICS Personal Accident and Health Insurance – Gross Written Premium Growth (%), 2007–2016
Figure 11: BRICS Personal Accident and Health Insurance – Gross Written Premium Capita Growth (%), 2007–2016
Figure 12: BRICS Personal Accident and Health Insurance – Loss Ratios (%), 2011 and 2016
Figure 13: BRICS Personal Accident and Health Insurance – Incurred Losses per Capita (US$), 2011 and 2016
Figure 14: BRICS Personal Accident and Health Insurance – Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 15: BRICS Direct Marketing – Share of Personal Accident and Health Insurance Gross Written Premium (%), 2007–2016
Figure 16: BRICS Bancassurance – Share of Personal Accident and Health Insurance Gross Written Premium (%), 2007–2016.
Figure 17: BRICS Agencies – Share of Personal Accident and Health insurance Gross Written Premium (%), 2007–2016
Figure 18: Brazilian Insurance – Gross Written Premium by Segment (BRL Billion), 2009–2018
Figure 19: Brazilian Insurance – Dynamics by Segment (%), 2009–2018
Figure 20: Brazilian Insurance – Direct Written Premium by Segment (BRL Billion), 2009–2018
Figure 21: Brazilian Insurance – Dynamics by Segment, Direct Written premium (2009–2018)
Figure 22: Brazilian Personal Accident and Health Insurance – Written Premium by Category (BRL Billion), 2009–2018
Figure 23: Brazilian Personal Accident and Health Insurance – Written Premium by Category (Percentage Share), 2013 and 2018
Figure 24: Brazilian Personal Accident and Health Insurance – Dynamics by Category, 2009–2018
Figure 25: Brazilian Personal Accident and Health Insurance – Direct Written Premium by Category (BRL Billion), 2009–2018
Figure 26: Brazilian Personal Accident and Health Insurance – Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 27: Brazilian Personal Accident and Health Insurance – Dynamics by Category, 2009–2018
Figure 28: Brazilian Personal Accident and Health Insurance – Earned Premium (BRL Billion), 2009–2013
Figure 29: Brazilian Personal Accident and Health Insurance – Earned Premium (BRL Billion), 2013–2018
Figure 30: Brazilian Personal Accident and Health Insurance – Paid Claims by Category (BRL Billion), 2009–2018
Figure 31: Brazilian Personal Accident and Health Insurance – Incurred Loss by Category (BRL Billion), 2009–2018
Figure 32: Brazilian Personal Accident and Health Insurance – Retention by Category (BRL Billion), 2009–2018
Figure 33: Brazilian Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Figure 34: Brazilian Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Figure 35: Brazilian Personal Accident and Health Insurance – Commission and Expenses (BRL Billion), 2009–2013
Figure 36: Brazilian Personal Accident and Health Insurance – Commission and Expenses (BRL Billion), 2013–2018
Figure 37: Brazilian Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Figure 38: Brazilian Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Figure 39: Brazilian Personal Accident and Health Insurance – Frauds and Crimes (BRL Billion), 2009–2013
Figure 40: Brazilian Personal Accident and Health Insurance – Frauds and Crimes (BRL Billion), 2013–2018
Figure 41: Brazilian Personal Accident and Health Insurance – Total Assets (BRL Billion), 2009–2013
Figure 42: Brazilian Personal Accident and Health Insurance – Total Assets (BRL Billion), 2013–2018
Figure 43: Brazilian Personal Accident and Health Insurance – Total Investment Income (BRL Billion), 2009–2013
Figure 44: Brazilian Personal Accident and Health Insurance – Total Investment Income (BRL Billion), 2013–2018
Figure 45: Brazilian Personal Accident and Health Insurance – Retentions (BRL Billion), 2009–2013
Figure 46: Brazilian Personal Accident and Health Insurance – Retentions (BRL Billion), 2013–2018
Figure 47: Brazilian Personal Accident and Health Insurance – Investment Portfolio (BRL Billion), 2009–2013
Figure 48: Brazilian Personal Accident and Health Insurance – Investment Portfolio (Percentage Share), 2009 and 2013
Figure 49: Brazilian Personal Accident and Health Insurance – Penetration (%), 2009–2013
Figure 50: Brazilian Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 51: Brazilian Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 52: Brazilian Personal Accident and Health Insurance – Premium Per Capita (BRL), 2009–2013
Figure 53: Brazilian Personal Accident Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 54: Brazilian Personal Accident Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 55: Brazilian Personal Accident Insurance – Written Premium (BRL Billion), 2009–2013
Figure 56: Brazilian Personal Accident Insurance – Written Premium (BRL Billion), 2013–2018
Figure 57: Brazilian Personal Accident Insurance – Loss Ratio (%), 2009–2013
Figure 58: Brazilian Personal Accident Insurance – Loss Ratio (%), 2013–2018
Figure 59: Brazilian Travel Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 60: Brazilian Travel Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 61: Brazilian Travel Insurance – Written Premium (BRL Billion), 2009–2013
Figure 62: Brazilian Travel Insurance – Written Premium (BRL Billion), 2013–2018
Figure 63: Brazilian Travel Insurance – Loss Ratio (%), 2009–2013
Figure 64: Brazilian Travel Insurance – Loss Ratio (%), 2013–2018
Figure 65: Brazilian Health Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 66: Brazilian Health Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 67: Brazilian Health Insurance – Written Premium (BRL Billion), 2009–2013
Figure 68: Brazilian Health Insurance – Written Premium (BRL Billion), 2013–2018
Figure 69: Brazilian Health Insurance – Direct Written Premium (BRL Billion), 2009–2013
Figure 70: Brazilian Health Insurance – Direct Written Premium (BRL Billion), 2013–2018
Figure 71: Brazilian Health Insurance – Loss Ratio (%), 2009–2013
Figure 72: Brazilian Health Insurance – Loss Ratio (%), 2013–2018
Figure 73: Brazilian Personal Accident and Health Insurance – Written Premium by Distribution Channel (Percentage Share), 2013 and 2018
Figure 74: Brazilian Personal Accident and Health Insurance – Direct Marketing Commission Paid (BRL Billion), 2009–2013
Figure 75: Brazilian Personal Accident and Health Insurance – Direct Marketing Commission Paid (BRL Billion), 2013–2018
Figure 76: Brazilian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (BRL Billion), 2009–2013
Figure 77: Brazilian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (BRL Billion), 2013–2018
Figure 78: Brazilian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2009–2013
Figure 79: Brazilian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2013–2018
Figure 80: Brazilian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2009–2013
Figure 81: Brazilian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2013–2018
Figure 82: Brazilian Personal Accident and Health Insurance – Bancassurance Commission Paid (BRL Billion), 2009–2013
Figure 83: Brazilian Personal Accident and Health Insurance – Bancassurance Commission Paid (BRL Billion), 2013–2018
Figure 84: Brazilian Personal Accident and Health Insurance – Written Premium Through Bancassurance (BRL Billion), 2009–2013
Figure 85: Brazilian Personal Accident and Health Insurance – Written Premium Through Bancassurance (BRL Billion), 2013–2018
Figure 86: Brazilian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2009–2013
Figure 87: Brazilian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2013–2018
Figure 88: Brazilian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2009–2013
Figure 89: Brazilian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2013–2018
Figure 90: Brazilian Personal Accident and Health Insurance – E-Commerce Commission Paid (BRL Billion), 2009–2013
Figure 91: Brazilian Personal Accident and Health Insurance – E-Commerce Commission Paid (BRL Billion), 2013–2018
Figure 92: Brazilian Personal Accident and Health Insurance – Written Premium Through E-Commerce (BRL Billion), 2009–2013
Figure 93: Brazilian Personal Accident and Health Insurance – Written Premium Through E-Commerce (BRL Billion), 2013–2018
Figure 94: Brazilian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2009–2013
Figure 95: Brazilian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2013–2018
Figure 96: Brazilian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2009–2013
Figure 97: Brazilian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2013–2018
Figure 98: Brazilian Personal Accident and Health Insurance – Commission Paid to Brokers (BRL Billion), 2009–2013
Figure 99: Brazilian Personal Accident and Health Insurance – Commission Paid to Brokers (BRL Billion), 2013–2018
Figure 100: Brazilian Personal Accident and Health Insurance – Written Premium Through Brokers (BRL Billion), 2009–2013
Figure 101: Brazilian Personal Accident and Health Insurance – Written Premium Through Brokers (BRL Billion), 2013–2018
Figure 102: Brazilian Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Figure 103: Brazilian Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Figure 104: Brazilian Personal Accident and Health Insurance – Number of Brokers, 2009–2013
Figure 105: Brazilian Personal Accident and Health Insurance – Number of Brokers, 2013–2018
Figure 106: Brazilian Personal Accident and Health Insurance – Commission Paid to Other Channels (BRL Billion), 2009–2013
Figure 107: Brazilian Personal Accident and Health Insurance – Commission Paid to Other Channels (BRL Billion), 2013–2018
Figure 108: Brazilian Personal Accident and Health Insurance – Written Premium Through Other Channels (BRL Billion), 2009–2013
Figure 109: Brazilian Personal Accident and Health Insurance – Written Premium Through Other Channels (BRL Billion), 2013–2018
Figure 110: Brazilian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2009–2013
Figure 111: Brazilian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2013–2018
Figure 112: Brazilian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2009–2013
Figure 113: Brazilian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2013–2018
Figure 114: Brazilian Personal Accident and Health Insurance – Five Forces Analysis
Figure 115: Brazilian Premium Ceded to Reinsurance by Category (BRL Billion), 2009–2018
Figure 116: Brazilian Premium Ceded to Reinsurance by Category (Percentage Share), 2013 and 2018
Figure 117: Brazilian Reinsurance – Dynamics by Category (%), 2009–2018
Figure 118: Brazilian Premium Ceded to Reinsurance by Type of Insurance (BRL Billion), 2009–2018
Figure 119: Brazilian Reinsurance – Dynamics by Type of Insurance (%), 2009–2018
Figure 120: Brazilian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Figure 121: Brazilian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Figure 122: Brazil – Insurance Regulatory Framework
Figure 123: Brazil – Insurance Supervision and Control at Various Levels
Figure 124: Brazil – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 125: Shares of Key Insurers in the Brazilian Personal accident category (%), 2013
Figure 126: Brazil, BM&F BOVESPA Market Capitalization (US$ Billion), 2008–2012
Figure 127: Brazilian GDP at Constant Prices (US$ Billion), 2008–2012
Figure 128: Brazilian GDP Per Capita at Constant Prices (US$), 2008–2012
Figure 129: Brazilian GDP at Current Prices (US$ Billion), 2008–2012
Figure 130: Brazilian GDP Per Capita at Current Prices (US$), 2008–2012
Figure 131: Brazilian GDP by Key Sector (%) 2008 and 2012
Figure 132: Brazilian Agriculture, Hunting, Forestry and Fishing Net
Read the full report:
Personal Accident and Health Insurance in Brazil, Key Trends and Opportunities to 2018
https://www.reportbuyer.com/product/1591729/Personal-Accident-and-Health-Insurance-in-Brazil-Key-Trends-and-Opportunities-to-2018.html
For more information:
Sarah Smith
Research Advisor at Reportbuyer.com
Email: [email protected]
Tel: +44 208 816 85 48
Website: www.reportbuyer.com
SOURCE ReportBuyer
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