LEAWOOD, Kan., March 18, 2011 /PRNewswire/ -- If observers can take away one lesson from Japan's recent earthquake and tsunami, that lesson could very well be that disaster can strike at any time. Halfway around the globe, people all across the United States live in areas that are prone to natural disasters, from hurricanes, floods and tornados to earthquakes or forest fires. Yet when it comes to an untimely natural disaster destroying personal effects within a home, most homeowners and renters are shocked to learn that it can be a struggle to receive just compensation from their insurance companies. If property owners have failed to document what they own in advance of the catastrophe by completing a home inventory, it is often difficult, if not impossible, for them to prove their valuables' worth, says Rick Bell, founder of Kansas City-area KC Home Inventory.
"We regularly receive calls from property owners who have experienced a total loss of their personal property and are looking for assistance in creating a home inventory after everything is gone," Bell says. "We assist where we can, but it's a time-consuming process and mostly involves helping them visualize each room in their home and creating a list from memory."
No doubt, preparing a home inventory is much easier to do before a loss. KC Home Inventory professionals use special software that generates the proper documentation and photos that insurance companies typically request in the aftermath of a natural disaster, fire or theft. Having this information ready and available boosts the odds of receiving fair compensation from insurance companies. It also greatly reduces claims errors, not to mention the associated angst of an emotionally charged, challenging situation. That said, Bell realizes that it's human nature for people to think a disaster won't happen to them, but it does happen. At that point, he typically directs them to other agencies for support.
"We often recommend that they visit their State Insurance Commissioner's website for resources that may help them complete their property loss claim with their insurance company," Bell says. "Another resource is the Public Adjuster's office, and while this isn't available in every state, this agency will - for a percentage of the settlement - help clients create the needed documentation after the loss."
Since 1993, KC Home Inventory has been expanding its services nationwide, and is actively seeking entrepreneurs interested in starting their own home inventory service. Learn more about the business opportunity at http://www.homeinventorybusiness.com. Details about the KC Home Inventory professional startup kit and software package are available at http://www.kchomeinventory.com/Home_Inventory_Business_Software.htm.
About KC Home Inventory
KC Home Inventory has been providing comprehensive and professional services to homeowners, renters and businesses since 1993. In that time, the company has helped thousands of customers recover from losses due to fire, theft or natural disaster. KC Home Inventory is A+ accredited by the Better Business Bureau. For more information, visit http://www.kchomeinventory.com.
Founder, KC Home Inventory
SOURCE KC Home Inventory