MINNEAPOLIS, Aug. 29, 2012 /PRNewswire/ -- RentersInsurance.net is offering people who rent an apartment or home a chance to win free insurance for one whole year! Simply submit a short story about renters insurance and if your entry is chosen, you will win one year worth of free renters insurance coverage. There will be 10 winners chosen for this prize, which has up to a 500 dollar value.
Stories can be fact or fiction, funny or serious, touching or silly, or even a personal testimony about how having (or not having!) renters insurance has affected your life. Judges will choose the winner based on relevance to the subject matter, creativity, humor when appropriate and whether the story captures the reader's interest.
Stories must be 500-2000 words and submitted via email to [email protected] by midnight on September 30, 2012. Entries will be published on the RentersInsurance.net Blog and the winner will be chosen by October 15, 2012.
Renters insurance protects against loss or damage to personal property caused by a number of disasters, such as fire, theft or water damage. Many people believe that their landlord's homeowners policy will protect their belongings if they are lost or damaged, but this is not true. Tenants need to have their own policy to insure their valuables are protected. The homeowners policy only covers the building, not the personal belongings of the tenant or liability.
Others think that they do not have many items of value so a policy would be a waste of money. However, most fail to realize just how expensive it would be to replace all their personal property in a total loss, like in the case of a flood or fire. Consider all your clothes, jewelry, electronics, sporting goods, small appliances, dishware, silverware, prescriptions, instruments, furniture, art, cameras, computers, video game consoles, cell phones and more. This can add up to tens of thousands of dollars at a minimum. Without a policy, this replacement cost would have to come out of pocket.
Most standard policies also include liability protection. This will save policyholders from the financial responsibility of medical bills and attorney fees if sued by a person injured at their rental property. For instance, if a guest falls and hurts themselves or is bitten by the renter's dog, liability coverage will take care of the hospital bills and legal fees.
Visit http://www.rentersinsurance.net/blog/win-renters-insurance-for-a-year/ to read up on the details. What do you have to lose? Share your story and enter for your chance to win today!
RentersInsurance.net provides free insurance quotes from a nationwide network of leading providers that will compete for your business. Compare rates and choose the affordable policy that is right for you and visit the website to learn more about contest rules and regulations.
Media Relations Specialist
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