The Hanover Upgrades Solution For Religious Institutions

WORCESTER, Mass., March 15, 2011 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG), a leading provider of property and casualty insurance products nationwide, announced today that it has further enhanced its solution for religious institutions.

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The expanded capabilities build on The Hanover's unique suite of industry programs, which offer specialized coverages and limits for schools, human services agencies, moving and storage companies, chauffeured transportation and marina and boat dealers, among many others.

"We have experienced great success with The Hanover's offerings for religious institutions, schools and human services agencies," said Mary Fowlkes, marketing manager at Higginbotham & Associates. "The company's comprehensive products offer tailored coverage, which are competitive. At the same time, The Hanover's local team works with us on each and every account to help us compete.  The Hanover is not just quoting business. They really participate in the process to help ensure that both of our companies and our customers win."

"Increasingly, our best agent partners are becoming more specialized," said Jack Roche, President, Business Insurance at The Hanover Insurance Group. "To help them grow their businesses, we  continue to grow our distinctive suite of industry solutions. These capabilities address the needs of unique industries, such as religious institutions, that need coverage for many exposures that can't properly be addressed with a standard form."

Religious Institutions Advantage

There are hundreds of thousands of religious institutions nationwide, and many of these types of organizations often are either underinsured or lack the type of coverages to handle their unique insurance exposures.

With this in mind, The Hanover has further expanded its Religious Institutions Advantage program to offer an even more  flexible, custom design product to meet a wide range of policyholders' needs. In addition to providing coverage for professional liability, general liability, commercial property, commercial auto, umbrella, and surety bonds, The Hanover's solution includes:

• Broadcast and telecasting liability to protect religious institutions that use various types of media
• Employment practices liability and teachers professional liability for religious institutions with employees and educational practices
• Flexible limits and deductibles

"Knowing the needs of the industry and expanding the product offerings around new exposures and areas where other clients have experienced losses are key steps in having the ultimate coverage offering," said Fowlkes. "The fact that The Hanover's programs continue to evolve in each niche segment shows that they are truly specialists."

Agents interested in more detail should contact one of The Hanover's local branch offices or visit the Agent section of the company's web site at www.hanover.com.

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester, Citizens Insurance Company of America, headquartered in Howell, Michigan, and their affiliates.

The Hanover offers a wide range of property and casualty insurance products and services to individuals, families and businesses through a select group of independent agents. The company is ranked among the top 25 property and casualty insurers in the United States and has been meeting its obligations to its agent partners and their customers for nearly 160 years. The Hanover maintains excellent ratings from A.M. Best, Standard & Poor's and Moody's. For more information, please visit www.hanover.com.

SOURCE The Hanover Insurance Group, Inc.