DES MOINES, Iowa, Jan. 30, 2013 /PRNewswire/ -- By now, many of us have already broken those resolutions we excitedly announced when we ushered in 2013, and the rest of us have realized how challenging it is to keep them. With that in mind, ARAG®, a global provider of legal solutions, names three easy steps someone could take right now as "legal resolutions" to protect what's important.
- Prepare or update your Will. "One of the most effective ways to protect your family is to have an estate plan. Create a Will so you can name guardians for your children and to make distributions of your assets," said Ann Cosimano, ARAG General Counsel. "If you don't have a Will, you may leave these important decisions up to the court system and the laws of the state, which could result in decisions and distributions that go against your wishes."
- Prepare or update your Financial and Healthcare Powers of Attorney. "It is very important that you designate a person to make financial and healthcare decisions for you in the event that a health condition or an accident leaves you unable to make them yourself," Cosimano explains. "If you don't, the court may set up a formal conservatorship or guardianship."
- Review and organize your personal information. "Tracking all critical personal, financial and medical information – and keeping it all in one secure place – is a great resolution for the New Year," said Cosimano. "This is incredibly useful for a trusted family member or close friend to reference in case something happens to you." Use ARAG's Personal Information Organizer to complete this resolution – and make sure you store it in a secure, confidential location where you or someone you trust can access it.
To further protect what is important to you and safeguard against legal issues, check with your employer about enrolling in legal coverage where you work. Comprehensive legal plans, such as those offered by ARAG, provide plan members with a wide range of services ranging from creating estate planning documents to attorney consultation.
ARAG (www.ARAGgroup.com), whose North American operations are based in Des Moines, IA, is a global provider of legal solutions. The company has an international premium base of nearly $2 billion and it protects 15.5 million individuals and their families – worldwide. ARAG empowers individuals to protect their families, finances and future by providing outstanding service and meaningful relief for everyday legal issues.
Jen Harken, ARAG Corporate Communications Manager
515-237-0271 or Jen.Harken@ARAGgroup.com