Tom Ruggie Publishes Article on Public vs. Private AI Investing on InvestmentNews

WINTER PARK, Fla., Oct. 7, 2025 /PRNewswire/ -- Thomas Ruggie, ChFC®, CFP®, founder and CEO of Destiny Family Office and Destiny Wealth Partners, recently published a featured article with InvestmentNews.com exploring the risks and opportunities of investing in artificial intelligence through public and private markets.

In the piece, titled "Investing in AI: Public versus private investments – What clients should know about the risks and opportunities," Ruggie notes the significant differences between public and private markets, highlighting liquidity, transparency, and volatility as major considerations for investors. While public markets may appear safer due to accessibility and reporting standards, private markets present the potential for outsized returns, especially in the fast-growing field of AI.

Ruggie, who was recently named the InvestmentNews Advisor of the year for Alternative Investments, has first-hand knowledge of what it takes to provide his Qualified Purchaser clients access to sophisticated, often difficult-to-obtain direct and private investments, which include a number of pre-IPO AI offerings, through his Destiny Alternative Fund.

"We are living through a once-in-a-generation moment with artificial intelligence," Ruggie wrote. "For the right investor, the opportunity to participate in AI's growth through private companies today could someday be viewed in the same light as getting in early on Apple or Amazon."

Ruggie discusses the risks inherent in early- and late-stage venture capital, the challenges of illiquidity, and the importance of diversification and disciplined strategy. He emphasizes that private investing is best suited for investors with a long-term horizon, high risk tolerance, and the ability to lock up capital.

With more than 35 years of experience, Ruggie has guided clients through multiple market cycles and believes AI presents both extraordinary opportunities and familiar risks. "The key," he explained, "is knowing when to take some chips off the table, having dry powder ready, and balancing risk with strategy."

The full article is available at InvestmentNews.com and on DestinyFamilyOffice.com.

For more information, additional insights and perspectives from Ruggie, or to learn more about Destiny Family Office and Destiny Wealth Partners and their full range of wealth management services, visit DestinyFamilyOffice.com and DestinyWealth.com.

About Destiny Wealth Partners 
Destiny Wealth Partners, LLC is an independent, SEC-registered investment advisor with more than $1.4 billion in assets under management. Through its family of firms, Destiny Family Office, Destiny Wealth, Ruggie Wealth Management, and Nichols Wealth Partners, Destiny Wealth Partners provides comprehensive wealth management, investment advisory, estate and trust planning, and family office services, with a strong emphasis on access to alternative and direct investment opportunities. Founded by Thomas H. Ruggie, ChFC^®, CFP^®, InvestmentNews 2025 Advisor of the Year for Alternative Investments, Destiny Wealth Partners has been recognized by Forbes/Shook Research as one of America's Top RIA Firms, by InvestmentNews as 2025 RIA Team of the Year, and by Newsweek as one of America's 2025 Top Financial Advisory Firms.

Investment advisory services offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor. Destiny Wealth Partners also conducts business under the names Destiny Family Office, Ruggie Wealth Management, Nichols Wealth Partners, and Destiny Wealth. Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Destiny Wealth Partners or its firms are engaged, or continue to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Destiny Wealth Partners by any of its clients.

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SOURCE Destiny Wealth Partners