HACKENSACK, N.J., April 18, 2016 /PRNewswire/ -- In a newly published guide, Virtual Car Insurer explains how insurance buyers should go about examining the companies they are considering. They break down what a person should be doing before they sign up with a company and what they should do after they choose a firm.
For example, one of the things they say to watch out for is if an insurer only advertises the fact that they offer the state minimums only, that's something consumers should look out for.
They also suggest that if the car insurance company only has a website and not an actual physical address, buyers should steer clear of these types of companies.
Another reason to be weary of an insurer according to VCI, is if a firm gives an outrageously low quote. Some auto insurance companies give super-low quotes just to get people interested, and then pull the old bait-and-switch. These are the insurer consumers must really be aware of.
One of the things consumers must make sure of is that the company is registered in the state they are doing business in. These are just a few of the things people can check out before they make the decision to sign up with a particular insurer.
The guide also helps Americans make sure they don't get taken for a ride after signing up with an insurance company.
According to the online buying guide from VCI, consumers should look out for firms that are always raising costs when it's time to pay renewals at the end of the year. This could be a telltale sign that the company is just concerned about their own profits or worse, they are just taking advantage of people for no reason.
If consumers have a hard time getting someone on the phone to talk to, that's another bad sign according to the guide from Virtual Car Insurer. Consumers will have an even harder time with the company if they ever get into an accident.
So it's important that buyers have easy access to a company rep at all times.
To see the full guide, consumers can go to http://www.virtualcarinsurer.com/car-insurance-companies.html
Are they always late when sending their insurance paperwork? That can be another signal that they aren't organized and not to be trusted. The first time they are late might actually be an honest mix up. But if they are making a habit out of it, it's time to start looking somewhere else for a car insurance company. Insurance buyers can also see how to get cheaper rates at: http://www.virtualcarinsurer.com/cheap-car-insurance.html
The real test of whether auto insurance companies are worth staying with is when someone gets into an accident. If the insurer doesn't want to pay all the costs associated with the repairs or medical expenses according the amount of coverage that was purchased and agreed upon, then it's really time to move on.
There's no point in sticking around with this company or agent.
The guide also has a list of five companies that are rated according to consumer reviews from around the web.
Virtual Car Insurer
SOURCE Virtual Car Insurer