Vola Finance Launches Vola CreditMap to Help Consumers Navigate Personal Debt and Increase Credit Scores

All-in-one dashboard enables users to track, manage, and optimize loan payments across student loans, mortgages, credit cards, and more

NEW YORK, Aug. 5, 2025 /PRNewswire/ -- Vola Finance, a personal financial management platform, today announced the launch of its Vola CreditMap, a new loan management dashboard designed to help consumers take control of personal debt and increase their credit scores. The tool provides a centralized, intuitive platform to manage everything from credit cards and student loans to rent and utility reporting.

As the average U.S. consumer debt balance surpasses $104,000, borrowers, particularly Millennials and Gen Z, are managing more loans than ever before. With student loan repayments resuming and Buy Now, Pay Later services now influencing credit scores, understanding and managing personal debt has become crucial. Unlike other financial tools that silo cash advances, credit-building, or budgeting features, Vola Finance unifies these into a seamless experience centered around debt reduction and credit improvement.

CreditMap aggregates verified loan data directly from credit bureaus and financial institutions via Method Financial and actively optimizes repayment schedules to lower users' total cost of debt, something competitors don't offer. The dashboard then translates that data into real-time, actionable insights, helping users monitor loans, track payment timelines, understand what's affecting their credit score, and manage cash flow in one place. Through its partnership with Esusu, Vola also provides credit-building features like alerts and rent reporting that can count toward users' credit scores.

"We believe that building strong credit shouldn't feel like a mystery. Vola CreditMap goes beyond simply showing users their credit score, we break down the specific factors influencing it and provide personalized guidance based on where they are in their financial journey," said Tushar Bagamane, CEO of Vola Finance. "Whether it's understanding credit utilization or identifying opportunities to improve their score, we're giving users real, actionable insights. With our growing library of financial literacy tools built directly into the dashboard, we're equipping them with the knowledge to make smarter decisions every step of the way."

Key features of Vola CreditMap include:

• Centralized view of all active loans, including student, auto, credit card, and more
• Real-time alerts for upcoming payments and opportunities to boost credit
• Custom insights based on payment behavior and evolving credit bureau policies
• Rent and utility tracking for inclusion in credit scoring, where eligible

Over 30,000 users have been using CreditMap in beta to gain deeper insight into their finances and credit health, and on average, users are managing five active loans. To date, the company supports 6,000+ banks and credit unions, and partners with banks and fintech solutions like Mastercard and FIS to help power Vola's platform.

To learn more about Vola Finance's CreditMap and sign up for a free account, please visit the Vola Finance website and download the app from the Apple App Store or Google Play for Android users.

About Vola Finance
Vola Finance is a personal financial management platform dedicated to empowering individuals to achieve financial stability and growth. Through its innovative mobile platform, Vola offers members access to instant cash advances of up to $500 without credit checks, interest, or overdraft fees. The Vola Card enables users to build a credit history through everyday purchases, and its debt management tools help set alerts, schedule upcoming payments, and monitor changes to loans to assess their impact on the user's credit cards. With over 500,000 members and more than $100 million saved in bank fees, Vola is committed to delivering accessible, transparent, and user-centric financial solutions. Founded in 2017 and headquartered in New York, the company is backed by investors including NextView Ventures and Draycott Ventures. For more information, visit volafinance.com.

SOURCE Vola Finance